Almost everyone has it: a checking account. This is where the salary comes in and transfers are made. But that is usually not cheap. Because you have to pay account management fees. These are your alternatives. There are things that are just annoying. This also includes the flat-rate fees that your bank charges you for … Read more
The land register entry documents the ownership structure of a property. We explain what the land register actually is, how you can change an entry and what costs you will incur. It’s actually a simple business: an owner sells his property and hands it over to the new owner. But how can an owner prove … Read more
Even in well-deserved retirement, people with statutory health insurance must continue to pay for statutory health insurance. Whether this is cheaper or more expensive fun depends on the individual circumstances. Once they reach retirement age, many retirees get a shock. The reason: The pension is often smaller than expected due to taxation and health insurance … Read more
If you are looking for a loan, you will come across the APR. We explain what this interest rate means, how it differs from the borrowing rate and whether it is useful as a benchmark. Looking for a cheap loan can be very confusing: Debit interest, nominal interest, APR – yes, what now? We’ll show … Read more
Since the financial crisis, Germany has written in the Basic Law to curb new debt – the debt brake has been introduced. But how does it even work? The corona virus shakes Germany’s budget. For a long time, the principle of the “black zero” applied, so the state should not spend more than it earns. … Read more