Saturday, January 19, 2019

France demanded from Japan to combine Renault and Nissan - Gazeta.Ru


France demanded from Japan to combine Renault and Nissan Gazeta.Ru

The French authorities demanded that Japan join Renault and Nissan into a single company. This is reported by the Nikkei.

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"The testament, often indispensable, must be completed by other devices"

While the ACAP system aligns with the marriage system, there are still some important differences, particularly with respect to succession.

By Valérie Bentz Posted today at 06:00

Time to Reading 1 min.

"Without special provisions, the pacsés are subjected to the regime of the separation of goods. "
"Without special provisions, the pacsés are subjected to the regime of the separation of goods. »Alain Le Bot / Photononstop

Question to an expert

Should we accompany PACS with a will?

Like marriage, the Civil Solidarity Pact (PACS) is a form of civil union. It aims to contractualize a partnership between two major people. The ACAP system is aligned with the marriage regime by, for example, establishing reciprocal obligations under the mutual assistance duty, the joint declaration of income tax. It also gives rights, such as to benefit from the compulsory pension plan of his partner.

Read also "The partners of a PACS are not eligible for reversion"

However, there are still some important differences, particularly in terms of succession. Without any particular provision, the peasants are subject to the system of separation of property, less protective than that of spouses subject to the regime of the community reduced to acquests. Another important point, in case of death, the pacsés partners will not be heirs to each other. They will have no right either to the deceased partner's estate, or to the survivor's pension.

Read also Pacs, marriage, concubinage: a protection with variable geometry

To protect themselves, the partners of a PACS can set up a will in order to transmit each other's heritage. Like spouses, they will not pay death duties between them. However, in the presence of child (ren), the will should not disempower him or her, at the risk of reducing or even creating a conflict between the heirs. The will is therefore often indispensable, but must be supplemented by other measures, such as, for example, the implementation of retirement savings solutions within the couple or life insurance contracts.

Valérie Bentz (Responsible for Heritage Studies UFF)

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Man was charged with an Heathrow drone incident


One man was charged with flying a drone near Heathrow Airport on Christmas Eve.


The 38-year-old George Rusu is said to have used on 24 December on a field near one of the two runways of the most busy airport in the United Kingdom mounted drones.

The alleged incident occurred just three days after Gatwick was fully reopened after three days of flight cancellations and delays affecting about 140,000 passengers caused by drone sightings.

Rusu from Blunts Avenue, Hillingdon, will appear at Uxbridge Magistrates & # 39; Court on Tuesday.

He is accused of flying "a small unmanned aircraft without permission of air traffic control", according to court documents.

The drone did not cause any disruption at Heathrow, unlike another drone sighting on January 8, which shut down a runway for just over an hour.


The photo of Bill Gates lining up for a hamburger that went viral




Who does not know that Bill Gates is a successful businessman, Microsoft owner, and therefore millionaire? These characteristics could make us think that it does not lead a life like anybody's.


However, a photograph that went viral on Thursday night shows the opposite and unveils one of the most human faces of Gates, behaving and doing things that we all do every day.


It turns out that a Facebook user was waiting for what he had ordered at a local Dick's Drive-In, in Seattle, when suddenly, looking at the other people waiting for their orders, he noticed that there was a man wearing a wine-colored sweater, dark pants and sneakers, which It was Bill Gates himself.








"When you're worth around $ 100,000,000,000, you administer the greatest charity in world history and you line up for a hamburger, fries and soda at Dick's like the rest of us," wrote the person who shared the photo.


This image has provoked positive comments in favor of Gates.









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Get a jump on the rolling work dollars to an IRA

Does the money you accumulate in your employer-sponsored pension plan have to stay until you leave your job or retire? You may be surprised to find that in some cases the answer is no. You may already be able to transfer money from your 401 (k) or 403 (b) pension plan to an IRA even if you are still employed by the company. These "first transfers" are known as in-service distributions. The term refers to the ability to withdraw money from your work plan while you are still working (on duty) on behalf of the employer.

The option is not available for everyone. Your employer-sponsored plan must include provisions for in-service distributions. If the plan allows, participation may be limited to those aged 59 and over. Check with your plan administrator or see the summary plan document for your situation.

Become the owner of your retirement savings

If you have the opportunity to continue an in-service distribution, some of the benefits include:

- Control - The money from your workplace retirement plan is yours, but you may feel that you have limited control. The rules that control everything from investment options available to distributions are regulated by the plan.

- Choice - Some corporate pension plans offer a limited number of investment options. An IRA, on the other hand, generally includes a greater choice of investments, which can help you diversify your portfolio.

- Flexibility - IRAs generally facilitate the splitting of assets between different beneficiaries. You can create separate IRA accounts, by naming a different beneficiary for each. This is not possible with a occupational pension plan. The money from an IRA can also be directed to a trust, which allows you to better control the distribution of your assets after you leave.

When it makes sense to keep money in your work plan

In-service distribution is not the best choice for everyone. In some cases, it is best to keep your money in an employer sponsored retirement plan:

- High percentage of employer shareholding. If part of your 401 (k) money is invested in shares of the company, it may be wise to keep those dollars in the employer-sponsored plan. In some cases, people have been able to take advantage of the tax-saving provisions with this title when transferring money from the plan and selling it in the future. These provisions are not available if the stock is transferred to an IRA.

- Creditor protection. In addition, federal legislation protects the assets of qualified plans sponsored by employers. When assets from a qualified plan are transferred to an IRA, they retain federal protection in the event of bankruptcy. However, creditor protection is determined by state laws.

- The age of retirement. With qualified plans, participants who stop working in the year when they reach the age of 55 or older can make withdrawals without the premature distribution penalty of 10% of the IRS. With an IRA, you can not usually make withdrawals without penalty before the age of 59 and a half (some other exceptions apply). For this reason, if you plan early retirement, you can maintain access without penalty by leaving your retirement funds in your 401 (k).

- Money after tax. If you transfer after-tax money into an IRA, that money will not be available separately. Therefore, before proceeding with an in-service distribution in an IRA, make sure you understand if the after-tax money will be included and how the carry forward of that money may affect you. Another strategy may be to convert your after-tax contributions into a Roth IRA. After-tax money conversions into a Roth IRA are not taxable (only conversions of the corresponding earnings are taxable) and eligible earnings distributions are tax-free.

- Fresh. Be sure to consider investment costs as 401 (k) plans may include less expensive investments at institutional prices. In addition, keep in mind that an IRA may have investment options with features that you will not find in a 401 (k) plan at any cost.

Handle with Care

One of the keys to an in-service distribution is to make sure the failover is executed according to the rules. As with any transfer of funds from a retirement plan, the money must be transferred directly from the business plan to the custodian of your IRA. If the money is first sent to you instead, an automatic 20% tax deduction is applied and the distribution may be subject to additional taxes and a penalty.

If money is transferred directly between the plan and the IRA custodian, the tax-deferred status of the dollars accumulated in your retirement plan remains unchanged and will remain unchanged within the company. 39; IRA.

In addition, it is important to note that some employer plans may temporarily prevent new contributions from participants who receive an in-service distribution that exceeds a specified amount. Be sure to discuss the consequences of any withdrawal with the plan administrator.

It is important to make sure that the money is invested in a manner consistent with your long-term goals and your level of risk tolerance. Do not forget that your retirement savings represent your future financial security. This money must be managed efficiently and protected against unnecessary risks. The choice of in-service distribution can be complicated. Discuss your IRA options and tax considerations with your financial and tax advisors.

Michelin boss a possible successor to Ghosn at Renault - France's Minister of Finance


FILE PHOTO: Jean-Dominique Senard, Chief Executive Officer of Michelin Tire Manufacturers, will be in Paris, France on 3 October 2018. REUTERS / Regis Duvignau / Pool

PARIS (Reuters) - MichelinMICP.PA) Chief Executive Jean-Dominique Senard could be a good choice for carmaker Renault (RENA.PA), Said French Finance Minister Bruno Le Maire in a newspaper interview published on Sunday.

Renault is expected to find a replacement for Carlos Ghosn, who is currently detained in Japan for alleged financial misconduct linked to his role in Renault sister Nissan (7201.T). Ghosn denies the allegations.

Asked whether Senard Ghosn would replace him, Le Maire told the French journal "Journal du Dimanche": "It is up to the Board of Directors to examine the proposals put forward by the Nominations Committee."

"The French state will speak as a shareholder. What I can tell you is that Jean-Dominique Senard has a recognized expertise in the automotive industry, "said Le Maire.

"At Michelin, he showed his ability to be a leader in a large industrial company, and he has a sense of the social responsibility of a company that I am very committed to," added Le Maire in the interview.

Le Maire said that possible changes to the ownership structure between Renault and Nissan are "not on the table".

The French state owns 15 percent of Renault, which in turn holds a 43.4 percent stake in Nissan. Nissan has a 15 percent stake in Renault.

Reporting by Sudip Kar-Gupta; Edited by Jason Neely

Our standards:The Thomson Reuters Trust Principles.
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Lormont: a joint action of the yellow vests and employees of Ford Blanquefort


Fifty people, employees of the Ford factory Blanquefort mobilized at the call of the CGT union and yellow vests from the north of the Gironde, have invaded the concession Ford Lormont this Saturday morning shortly after 10 hours.

"The yellow vests and Ford Blanquefort same fight," said a flyer distributed on the spot. "For us, it is important to denounce the closure of the Blanquefort plant. It's shameful, I put myself in their place, "said Manu, 36, a yellow vest employed by Sanofi Patricia, a resident of Saint-André-de-Cubzac 64 years had made the trip, because she is fighting "for the future of his children" and is struggling to make ends meet with an auxiliary life pension of 1100 euros.

The delegation entered the showroom of the concession without incident. The protesters were greeted by the director of the site that belongs to the Palau group. Bruno Dacoste assured them of his support. "We're behind you, when the factory is suffering, we're suffering too," he told them, although recent events have not had a particular impact on car sales. At this time, few customers were on site.

Philippe Poutou (CGT Ford) and Gilles Lambersend, secretary of the Works Council (CGT) posed next to the full-size photo of Teddy Riner, the brand's new ambassador Ford. "We asked to meet him to explain what is behind the logo," Philippe Poutou said.

Ford yellow vests and cementists also distributed leaflets on the roundabout near the Ford dealership in Lormont, avenue de Paris, for part of the morning.

Michelin boss a possible successor to Ghosn at Renault - France's Minister of Finance


FILE PHOTO: Jean-Dominique Senard, Chief Executive Officer of Michelin Tire Manufacturers, will be in Paris, France on 3 October 2018. REUTERS / Regis Duvignau / Pool

PARIS (Reuters) - MichelinMICP.PA) Chief Executive Jean-Dominique Senard could be a good choice for carmaker Renault (RENA.PA), Said French Finance Minister Bruno Le Maire in a newspaper interview published on Sunday.

Renault is expected to find a replacement for Carlos Ghosn, who is currently detained in Japan for alleged financial misconduct linked to his role in Renault sister Nissan (7201.T). Ghosn denies the allegations.

Asked whether Senard Ghosn would replace him, Le Maire told the French journal "Journal du Dimanche": "It is up to the Board of Directors to examine the proposals put forward by the Nominations Committee."

"The French state will speak as a shareholder. What I can tell you is that Jean-Dominique Senard has a recognized expertise in the automotive industry, "said Le Maire.

"At Michelin, he showed his ability to be a leader in a large industrial company, and he has a sense of the social responsibility of a company that I am very committed to," added Le Maire in the interview.

Le Maire said that possible changes to the ownership structure between Renault and Nissan are "not on the table".

The French state owns 15 percent of Renault, which in turn holds a 43.4 percent stake in Nissan. Nissan has a 15 percent stake in Renault.

Reporting by Sudip Kar-Gupta; Edited by Jason Neely

Our standards:The Thomson Reuters Trust Principles.
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Recall / Consumers: Mouthwash may have dire consequences if used


Again, there is a callback for a mouthwash. There are serious consequences for the application. Here are the important details.

Update of January 9, 2019: Again, consumers must be careful when using a mouthwash, because as in December there is a risk of germs in a widely used mouthwash. This is reported, inter alia, the German pharmacist newspaper.

It concerns the solution "octenidol - md" of the company Schülke & Mayr GmbH. The company calls the solution back after an official order. The bottling took place in a filling plant, such as that recalled in August batch of the same brand. This was contaminated with the germ Burkholderia cepacia. The mouthwash "octenidol - md" is available at Amazon.

Recall of mouthwash "Elina med" at Aldi, Lidl and Netto

Update on December 5, 2018: Do not eat! Aldi, Lidl and Netto warn customers on Wednesday about a product that has been sold in several states.

Berlin / Erlangen - The "Anti-Plaque Mouthwash Fresh" of the brand "Elina med" in the 500 ml bottle could contain the hospital germ "Pseudomonas aeruginosa" - the wound infection germ was detected in one batch of the product.

Also interesting: Furniture giant Ikea is recalling one of its popular products. It is one of the extension tables. In addition, a producer of vegetable broth has recalled one of its products. Under certain conditions, there is a risk of ingestion.

Video: Man used unusual object for his mouthwash

Bavarian State Office warns against this mouthwash

The risk of infection is probably particularly high for injuries to the skin and mucous membranes. The Bavarian State Office for Health and Food Safety refers to this. However, the product has been sold nationwide to various wholesalers, online retailers and retailers. It is among others Amazon available.

Buyers can contact the responsible company, "Jean Products WERM GmbH", with questions: 09353 - 9785 644.

Even before any complaints have branches of two retail chains have taken another potentially dangerous product from the range - they renounce 2018 on the sale of firecrackers.

Also read: Recall at Aldi and Penny - Attention, do not eat!

Caution, glass splinters in asparagus jars! Aldi Nord is currently recalling a product that was sold as an action item.

Customer buys bottle at Aldi - but he did not expect this content

Read here: You've never done that with mouthwash - but you should.

Also read:
Health Hazard: Merchant Recalls Acid Product, which is well known to many in the kitchen

Also interesting: Call back at HP: Notebook owners threaten burns

Video: Call back at Aldi and Penny:

Also read:

Revolution at Rewe - this changes at the vegetable counter

Mother warns against Aldi visit with drastic words

Recall: Consumption of this Aldi product can be life-threatening

In some branches of the discounter Aldi Nord a product is recalled. For allergy sufferers, the consumption can even be life threatening.

"Do not be serious, right?" As Sophia Thomalla provides for hate comments against MediaMarkt

It should really only go to men - but just Sophia Thomalla provides many hate comments, with which the media industry MediaMarkt now has to deal.

Recall due to broken glass - Aldi warns about this asparagus

A variety of asparagus sold by Aldi Nord from the supplier "Merkur Foreign Trade" is recalled because glass fragments were found in one of the glasses. Customers are asked in the callback to bring appropriate articles in the stores.

Kaufland's funky action: advertising lets customers go wild

At the expense of Nadine of "women exchange" Kaufland manages a real marketing coup. The more or less creative advertising of the food chain arrives in most cases for most customers.

Watch out! Never make this mistake at Ikea - otherwise you end up in jail

A woman has bought together with her father at Ikea. It happened a stupid mishap that finally brought them even in prison.

Also interesting: Call back at DM! Drugstore warns about popular product.

Attention! The company Hussel recalls drinking chocolate

Shock at Aldi: customer makes disgust discovery and is not calm

Update from 19.11.2018: Callback! Cheese can cause bleeding - it was also sold by Rewe

Caution, product recall! A consumption of the raw milk cheese "Perle de Compostelle" of the manufacturer Ferme Chapuis from France could have bad consequences.

Recall: Edeka recalls gingerbread for injury

Update from 29.11.2018: Consumers beware: Edeka recalls its popular gingerbread because of the risk of injury. Anyone who has bought the gingerbread can return it to Edeka.

Attention callback: Recall popular organic products: discovered mold toxins in food

Recall: broken glass in yoghurt - Recall due to health hazard

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How high school students find themselves making the patterns of a drômois weaver








Fifteen students from Martinière Diderot participate in the contest Textileaddict.me - C. Girardon / 20 Minutes
  • 420 candidates have been selected to participate in the Textileaddict.me contest.

  • This is to create the next collection of the Draper weaver Table Runners.

  • Fifteen students from the Lycée La Martinière Diderot are involved in the project.





The idea? Create a collection of table linen made in France which will then be developed by the manufacturer Drômois Table Dresser. A company where traditional know-how is emphasized and where employees use Jacquard looms.



A contest, called TextileAddict.me has been launched across France for amateurs, professionals and students to take up the challenge. "We particularly want to support the small structures of French creators and manufacturers, sometimes isolated from each other", specify the organizers.



A competition integrated into the school program



A total of 420 candidates are involved in the project, including 15 young people, enrolled in the first year of DNmade textile (National Diploma of Crafts and Textile Design Design) at the Lycée Martinière Diderot in Lyon. Participation in this contest has been incorporated into their school program. A way to put their foot in the stirrup. The first step is to propose the motifs that will adorn the future towels, tablecloths or aprons made in the
Drome.



Fifteen students from Martinière Diderot participate in Textileaddict.me
Fifteen students from Martinière Diderot participate in Textileaddict.me - C. Girardon / 20 Minutes

"The theme chosen is the circus. We worked around three words: playful, spectacular and elegant, "says Margaux, 19. The student chose a drawing featuring a human pyramid. Juliette, 18, was interested in clowns while Sophiane, 18, worked on the training of wild animals. "I did not think I would be confronted in the first year with such a request. In fact, it's very stimulating, even exciting, "says the young man, drawings in support.



Fifteen students from Martinière Diderot participate in Textileaddict.me
Fifteen students from Martinière Diderot participate in Textileaddict.me - C. Girardon / 20 Minutes

"We do not train artists but people in the service of"



"There is no competition between us because we exchange a lot. We consult, we advise, "adds Margaux. Yet each competes individually and bravely defends his chances. "We do not have much perspective but we may have the advantage of being more creative because for now, we do not necessarily know all the codes required by the market. In summary, it is fun, "says Juliette, aware that the level is raised.



François Mallet, one of their teacher was quickly seduced by the idea of ​​participating in this contest, launched by a former student of Martinière Diderot. "We want to make them understand that the trade of textile designer to which they are destined, does not include only the artistic research. It imposes to respect certain constraints and to follow specifications, "he explains. And to add: "We do not train artists but people in the service of. "



Textile designs imagined by students must be submitted by February 16th. The public will be able to vote for one of them from February 18 to March 8 before the results are released on March 28. Three laureates will then be nominated.





















Gold prices continue to decline in the domestic market as they fall globally ...







12:36 PM



Saturday 19 January 2019



Written by Dina Khalid:


The price of gold in Egypt, one pound, on Saturday, as the price of metal fell globally yesterday.


The Najib Club, secretary general of the gold division of Cairo Chamber of Commerce, Lamasrawi, said that the price of one gram of gold 21 caliber recorded today 644 pounds, compared to 645 pounds yesterday.


The price of one gram of gold 18 caliber today around 552 pounds, the price of gold 24-gram about 734 pounds, and the pound pound gold 5152 pounds, the same prices last Friday.


Globally, gold fell to its lowest level in more than a week yesterday, as equity markets improved on hopes of a breakthrough in the US-China trade dispute, while palladium held above $ 1400 due to a supply shortfall.


Gold fell 0.4 percent in spot trade to $ 1285.82 an ounce by 1127 GMT, after hitting its lowest level since Jan. 9 at $ 1283.51 an ounce.


Gold fell 0.5% in US futures futures to $ 1285.20 an ounce.



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Thousands in Cuyahoga County on Saturday night without electricity







CLEVELAND - Some residents of Cuyahoga County have a power outage on Saturday night.


According to Cleveland Public Power, the failure lies north and south of Detroit Avenue between the Flats and West 85th Streets.


It is reported that around 2,500 customers are affected.





In the meantime, another 1,023 FirstEnergy customers in Cuyahoga County have had failures on Saturday night.


As of: 10:20 am The hardest hit inhabitants are those in Cleveland with 805 failures and those in Bedford Heights with 183.


This is an evolving story. More updates will be made available as they become available.



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A copy of the Hyundai Santa Fe for 900 thousand rubles is preparing for sale



The Chinese company Haima is preparing to enter the market a serial version of the SG00 crossover, which has become a complete copy of the new Hyundai Santa Fe. The crossover will be valued at a minimum of 92,000 yuan (approximately 900 thousand rubles at the current exchange rate).


The first official photos of the car, the start of sales of which will take place this spring, were published by the local Ministry of Industry.


Judging by the pictures, all the previous expectations were confirmed - the exterior of the Haima SG00 is indeed fully borrowed from the Korean counterpart, having received the same hexagonal grille and “two-story” head optics. The only feature of the "Chinese" in this regard were the taillights, interconnected by a plastic lining.


The situation is different with the interior, which, as it turned out, has absolutely nothing in common with Santa Fe: here is another front panel, a truncated steering wheel and a proprietary multimedia complex with a “floating” display.


The engine range Haima SG00 will include 1.2 -, 1.5 - and 1.6-liter turbo engines with a capacity of 148, 163 and 194 hp. respectively. A couple of them, depending on the configuration will be 6-step "mechanics" and 7-step "robot". Drive - only front.


It is expected that the first "commodity" cars will arrive to dealers in two or three months. Prices and configuration has not yet disclosed.