Because there are fewer hazards, there are fewer accidents. Many drivers could save in the Corona-crisis money to the insurance company. Experts already call for a total and give a warning.
The German car drivers, the Corona helps crisis in the Save – and not just due to lower gasoline prices. Because there are fewer hazards and less accidents happen that can get many vehicle owners from the car insurance money back, as a survey of insurers and the Association of the German insurance economy (GDV) showed.
Many contracts can be customize
Who will not be commuted for months to the office and, therefore, in 2020, less kilometres to drive than its insurance specified, it can adjust its contract to the GDV, according to often. Also in the case of the Alliance as one of the largest car insurer in Germany, this is the way a spokesman confirmed: those Who get less going as planned, at the end of the year money.
Who knew that he was going to drive less, it could also indicate already, and the same money back. “In the case of a reduction in the km class, from 10,000 to 8,000 kilometres, this can lead to a refund of Premiums from an average of 50 euros,” said the Alliance spokesman.
Still further, the HUK Coburg is. Here, too, a reduction in mileage is possible, a spokeswoman said. In addition, the insurer has agreed to let customers at a considerably lower damage in this year to “participate” – regardless of the mileage.
Be the first April since 30 years
Currently, the present Figures in the direction of interpret lower damage. The April had the lowest number of Accidents since 30 years, with a decline of more than a third. But that can change quickly. The HUK recently reported that the German ride more – even if still not as much as before the crisis. And, in the case of the Alliance it means that you watch already advent again in may due to a rise in the Accident.
In addition, the Corona-crisis in some areas can rides also lead to more car. The GDV results in commuters due to the pandemic may prefer to work by car. In the case of the Alliance, it also points to the fact that people do in Germany, instead of abroad vacation, may take more often the car, because you have to fly. And the promise of the HUK Coburg may be the weather in between, for example, with expensive hail damage to cars.
Prefer not too early to reduce
“For a total consideration of effect must be taken into account in addition to the short-term Corona is also the developing of damage done in the course of the year,” it said in the GDV. Who reduces now, risk at the end of the year to have to pay again, if he drives more than I thought. In the case of the Alliance, some motorists have reported the Change already, the vast majority wait but, the spokesman said.
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