“Despite the initial reluctance of the banks to return the money, little by little the pressure from consumer associations and the courts have been protecting the rights of the affected clients,” said Irache, who recalled that “it was first recognized that in the vast majority of cases the inclusion of this clause had been done … Read more
However, this year will definitely not be a record for the number of pieces, said Vladimír Staňura, an advisor to the Czech Banking Association. So far, 73,000 of them have been sold so far, which is less than 90,000 for the whole year. For comparison, in the strongest year 2016, 115 thousand mortgages were sold. … Read more
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A niche with potential. This is the best way to describe the Swiss online mortgage market. The volume of mortgages concluded online in Germany in 2019 was CHF 5 billion. A share of just 3.1% of the total market, as figures from the Institute for Financial Services Zug (IFZ) show. In contrast, the clearer the … Read more
Covid-19 had a disruptive impact on the mortgage market all over the world. Although the economic crisis we are experiencing is not directly linked to loans for the purchase of houses (which happened, instead, in 2008), the block to production and national and international mobility caused by the SARS-CoV-2 virus ended with influence both the … Read more
The coronavirus pandemic gives Czechs the opportunity to take out a cheaper mortgage. Seven banks offer them with interest at less than two percent. In September, rates were reduced by Equa, Moneta and UniCredit Bank, and on Monday the largest Czech bank, ČSOB, together with its subsidiary Hypoteční banka, also fell in price. “Both banks … Read more
In the midst of the health crisis due to the pandemic, some banks reduced mortgage interest rates, increased the number of properties on offer, the use of technology to take virtual tours of homes was intensified, and the use of photographs was used to promote properties. As a result of these practices, the sale of … Read more
Italy is the country in the world where it is more convenient to ask for a mortgage. Although the costs of loans to buy a home may seem high to many, a research carried out by the experts at Facile.it shows how Italian banks offer the best mortgages around the world. A record in some … Read more
The Court of Justice of the European Union (CJEU) has ruled today on the deadline to claim mortgage expenses (notary, agency, registration and appraisal), establishing that said deadline will not begin to run before the consumer becomes aware of the abusive nature. of a contractual clause. That is to say, no matter how much jurisprudence … Read more