A Bordeaux restaurant which asked its insurer Axa to compensate for operating losses resulting from its closure during confinement linked to the Covid-19 crisis, was dismissed on Monday by the Bordeaux Court of Appeal.
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The court, confirming the judgment rendered between the parties by the Bordeaux Commercial Court on October 12, 2020, “dismisses the Sobargest company», Owner of the restaurant L’Ombrière, indicates the judgment of the Court of Appeal. The company appealed after the Bordeaux Commercial Court rejected the establishment’s claim for compensation estimated at 298,530 euros.
According to the Court of Appeal, “the insured risk is that of an administrative closure, and not an epidemic risk, the coverage of this risk is clearly limited to the isolated nature of the said administrative closure». The insurer has «welcomed on Monday the clarity of the decision rendered“. Several restaurant owners who are Axa clients have taken the insurer to court in recent months with mixed decisions.
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