The opportunities and risks of private retirement provision will be the subject of an online lecture at the Lahr Adult Education Center on Thursday, October 12th from 6 p.m. The event is part of the “Consumer education for families and adults in Baden-Württemberg” initiative and takes place in collaboration with the Baden-Württemberg consumer advice center. … Read more
Attention home builders! There is finally a lot of money for home ownership from the state. The KfW bank launches a new construction program. Applications can be submitted as of now (March 1st). The most important advantage: a loan of up to 150,000 euros for your own dream house at conditions that are well below … Read more
In its 03/2023 issue, the magazine “Finanztest” reports on the “Intensive talks on old-age provision” service offered by the German Pension Insurance Baden-Württemberg (DRV BW). For more than 10 years, DRV BW has been offering detailed advice on old-age provision in its offices, in which statutory, company and private pension entitlements are analyzed. This range … Read more
Andin reality there should have been three tons of gold in the dungeons. However, only a fraction of this amount was found after the bankruptcy of the Heusenstamm gold trader PIM. After promising lavish returns, investors have poured thousands or hundreds of thousands of euros into the business model for years. In the end I’m … Read more
Frankfurt/Main (dpa) – According to industry experts, most life insurance customers cannot hope for rising interest rates on the classic old-age provision for the time being, despite the turnaround in interest rates on the capital market. At the same time, due to high inflation, consumers must be prepared for property and casualty insurance to become … Read more
Tax authority warns | Cheat bankers take out our retirees Foto: Getty Images – – article from: Johannes C. Bockenheimer published on 12/22/2021 – 11:41 pm – – Ripped off and exploited: German banks are still giving investors the wrong advice – senior citizens in particular have to fear for their wealth! This is the … Read more
Life insurers and pension funds continue to groan under the low interest rates on the capital market. The number of providers who are under the cover of the Federal Financial Supervisory Authority (BaFin) has increased further. “There are currently around 20 life insurers and around 40 pension funds,” said Frank Grund, head of insurance supervision, … Read more
Mini-jobbers with their own contributions have two further advantages: As a statutory pensioner they can get one Riester contract and are thus entitled to the state allowances. In addition, they have a right to part of their salary for later Company pension and thus entitlement to the employer’s subsidy for this supplementary pension. So three … Read more
Not everyone who has been using part of their salary for a long time to make provisions for old age receives a subsidy from the boss. That should change in 2022. But problems are already emerging. Top up your pension and still get support from the boss? Sounds good at first. And it will be … Read more
The wave of retirement in the public sector is driving up expenditure for ex-civil servants: In 2020, the state paid a total of 75.2 billion euros to retirees! That is an increase of 32.2 billion euros (or 75%) compared to 2002. This is the result of a new study by the University of Freiburg for … Read more