Eight out of ten Germans also want to be financially independent within a relationship. This is shown by a representative survey of 2043 people from different income and educational backgrounds, which the research institute YouGov carried out on behalf of the fintech Raisin. After all, 80 percent of men and 64 percent of women said they were actually living out this theoretical value in their current relationship.
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If one of the partners gets into financial difficulties, care is required. 71 percent of those questioned would then like their better half to answer for them and the family in financial matters.
Openness and equality in finance is seen by 83 percent as an important factor in happy relationships. In twelve percent of relationships, money remains a taboo subject and is not discussed among each other. Ten percent of those surveyed had already failed a relationship because of money issues, and a third felt that they had already been financially exploited in a partnership.
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At the latest when living together with common costs of living such as rent, electricity and weekly shopping, many couples prefer practicable, fair solutions. 43 percent then choose the so-called three-account model with a shared household account and separate salary accounts. 28 percent bundle all finances in one account. 23 percent prefer a strict separation of finances.
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76 percent of Germans think that joint financial planning is necessary for a long partnership. Half of the couples would like to save with their partner towards common goals.
In everyday life, almost three out of ten Germans would like to keep a common household book for a better overview of expenses. 72 percent would like larger expenses to be discussed among themselves. At the same time, only 17 percent of the study participants would like to agree financial arrangements in a partnership, for example for compensation and provision for childcare and parental leave.
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