Those affiliated with the Institute of the National Housing Fund for Workers (Infonavit) who are paying for their home should be very attentive to the following information, since they could be victims of a scam, since the agency warns that can be produced cheats in transfer by one credit.
It should be remembered that the transfer of the credit of a property consists of the person who contracted the financing transferring to another, both the rights and the obligations that he had over the home he was acquiring. This means that the buyer will pay the original owner what he had paid for the equity and in this way, the new owner will take charge of the debt until it is settled.
Although apparently it is a simple procedure and without many detours, through a statement, the Infonavit warns that according to legal regulations, there is no possibility of making the transfer of a loan while it has been managed by the Institute, since whoever contracts the financing is exclusively responsible for paying it off.
“From the origination of the credit to the signing of the deed of the home, there is a clause that establishes that the obligation acquired before Infonavit cannot be transferred; that is, it is the obligation of the person who contracted the credit to finish paying it,” points out Infonavit.
Given this, the Infonavit warns that whoever has participated in the transfer by one credit You could be a victim of a scam because you would simply be covering the debt of the original owner, and if that were not enough, the scammer could be applying more cheatssince you would be implementing this modus operandi to multiple people.
Thus, in the event that someone finds themselves in the situation of having accepted the transfer by one credit of Infonavit, you must be aware that the property will be in the name of the original owner, so it is recommended to seek legal advice to evaluate the existence of legal documents, whether private or before a Notary Public and in this way claim the corresponding rights. Likewise, it must be reported to avoid this type of illicit practices.
2023-10-06 00:09:13
#Infonavit #warns #FRAUD #transfer #CREDIT
