Do you systematically read communications sent by your bank? If the answer is no and you are at Axa Bank, there is a change in the air in terms of pricing: from 1is September 2020, customers who have a free current account (start2bank), that is to say, without a monthly plan, will not be able keep only one debit card free. Indeed, use of a second debit card will now be billed 1.25 euro / month.
–
In other words, if until now a couple had this account in common (and without a credit card), they had at their disposal a free current account to perform a basic banking service and almost exclusively online. From now on, this account will cost him 15 euros on an annual basis.
–
In addition, if you really do not pay attention to communications, know that Axa has already made another change for its start2bank current account: since March 16, 2020, it is no longer possible to order – optional – a credit card Visa Classic type (which costs 2 euros / month).
–
–
Moreover, from January 21, 2021, start2bank customers who hold a credit card will now have to pay 3 euros / month to keep the use, or an annual supplement of 12 euros (or 24 euros in the case of a couple where each spouse has their own credit card).
–
That means than a couple with a joint account start2bank and two credit cards is currently paying 48 euros/an for this account. Soon this bill will increase by 39 euros on an annual basis (i.e. 15 euros more per year for the second debit card and 24 euros more for the two credit cards), i.e. a total amount of 87 euros / year (or 7.25 euros / month).
–
Justification d’Axa
In a communication addressed to its customers, this bank writes: “What are your possibilities?” And one of his answers is: “Easily convert, via the mobile app, your start2bank current account into a current account comfort2bank, the all-in account, for 4.5 euros / month. And take advantage of many advantages. ”
–
It is clear that the couple who do not wish to change banks (especially because they are linked by a mortgage loan) would have an interest in choosing this path which costs 2.75 euros less per month while it automatically includes two debit cards and two Visa Classic credit cards.
–