【Youth Daily】 MG Non-life Insurance announced on the 11th that it has launched'(No) Smart Health Insurance’ (Health Comprehensive Insurance), which provides comprehensive coverage from daily life ailments to serious diseases that require high medical expenses. In particular, this product is equipped with a female-specific collateral.
First of all, the three major diseases of Koreans, cancer, cerebrovascular disease, and cardiovascular disease, are intensively guaranteed in three stages: prevention, treatment, and prognosis. It securely guarantees the prevention and treatment areas of brain and cardiovascular diseases through the establishment of surgery expenses for heart-related diseases and thrombolysis treatment, and manages the prognosis of the three major diseases by providing continued diagnosis expenses for cancer, brain and heart, rehabilitation treatment, and outpatient treatment expenses.
In addition, when diagnosing cancer, stroke or acute myocardial infarction, a special contract that pays monthly insurance for 10 years in the event of a disease or injury after 50% or 80% or more of a disease or injury helps to prepare for the suspension of economic activities due to a serious illness.
An official from MG Non-life Insurance emphasized, “In consideration of the individual economic circumstances of the customer, the insurance benefits can be received at once or divided over 10 years in the event of a subsequent failure,” he stressed.
MG Non-life Insurance emphasized that it is also an advantage to provide customized guarantees for various life diseases according to age-specific life cycles.
In particular, the comprehensive health insurance to be released this time is equipped with a security for women. For the first time in the industry, it is equipped with collateral for women’s infertility diagnosis and infertility treatment costs (artificial insemination and in vitro fertilization) to actively support infertility treatments, and the five chronic life diseases of working women (wrist tunnel syndrome, varicose veins, plantar fasciitis, vocal cord nodules, etc.) Ingrown nail) It covers thyroid, uterus, and breast-related diseases that young women must regularly manage as well as surgery expenses. MG Insurance explained that the five major life-related diseases are frequently occurring among working women and have been conceptualized.
In addition, it covers chronic diseases such as shingles, gout, prostatic hyperplasia, and diabetes for the middle-aged, as well as mild and severe dementia, artificial joint surgery, and rheumatoid arthritis for the elderly. Although the treatment effect is good, it also provides collateral for Da Vinci Robot Surgery, an advanced medical technology that had a large cost burden on customers.
The age of subscription is from 15 to 70 years old, and if you subscribe to the automatic renewal type, you will pay the insurance premium if one of the 10 reasons for exemption from payment occurs, including 80% or more of subsequent disability due to cancer, injury or disease. Is exempted. MG Non-life Insurance explained that the tax exemption was reduced to three or eight reasons for payment exemption, but the insurance premium was cheaper than the automatic renewal for annual maturity.
An official from MG Insurance said, “We tried to securely cover the three major diseases of Koreans by providing comprehensive coverage from cancer and brain and heart disease prevention to follow-up management.” “The'(no) Smart Health Insurance’ is not only for serious diseases but also for life. It is a competitive product that can also guarantee diseases and receive customized guarantees according to the life cycle.”
【Youth Daily = Reporter Kang Jeong-wook】
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