-
Keystone
—
1.7
The Swedish furniture store is breaking new ground with insurance.
—-
Screenshot
—
2.7
A family of four pays CHF 239.65 for the private liability / household combination.
—-
zVg
—
3.7
The new boss of Ikea Switzerland, Jessica Anders (49).
—-
picture alliance
—
7.7
Almost as well known as Billy and Klippan: a portion of Köttbullar.
—-
—-
The Swedish furniture store Ikea, together with Swiss Re subsidiary Iptiq, is launching a household insurance called Hemsäker – you can also book private liability. It can be completed in just a few clicks on the Ikea website.
–
For the time being, Hemsäker is only available in German-speaking Switzerland. In a few weeks, the insurance should be available across Switzerland. «The product offers basic coverage for household items and personal liability. Customers can choose whether they want additional cover such as burglary or simple theft abroad. The cover therefore not only applies to Ikea furniture, »says Swiss Re spokesman Willy-Andreas Heckmann.
–
Broken glass not covered
Really for the whole apartment? Insurance expert Ruedi Ursenbacher (64) from Fairsicherung dismisses: “Damage caused by broken glass is not covered with the new Ikea product.” This can lead to nasty surprises: a broken glass table, for example, would have to be replaced at your own expense.
–
Otherwise, the service catalog covers all essential points at a reasonable price – but nothing more. Only the notice period impresses insurance expert Ursenbacher: household insurance can be canceled at any time. “This has never been seen before in Switzerland in this form,” he says.
–
Cancellation possible at any time
At the beginning you pay the insurance for a whole year. However, if you decide to withdraw from the contract before the end of the one-year contract, Ikea will refund the remaining share of the premium.
–
The only downside: With the daily termination option, you can actively advertise, but you will hardly find the corresponding regulation in the general insurance conditions. “It could have been solved more customer-friendly,” says the expert.
—
Related posts:
"Maxime Dupé to Lead Reliable Goalkeeper List in Ligue 1: Analysis of Toulouse's Squad for 2023 Seas...The strong crossover between Isabel and Lisandro after his departure from Big Brother SHOW El Intran...Dangerous! Allegedly Waste Management for Corona Scattered Patients in TPAProvinces with curfews over the age of 65: In which provinces are restrictions imposed for those ove...Related
