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The highest return on savings certificates in Egypt … “16% interest”. Here are the details

The highest return on savings certificates in Egypt … The Eastern Today website provides its followers with a list of the highest-return savings certificates in Banque Misr, the National Bank and Banque du Caire, after stopping the issuance of the savings certificate with a return of 15% at the end of last week.

Banque Misr provides the highest return security certificate for Egyptians among savings certificates from banks, with an interest rate of 16%, in addition to many other certificates, about which the site provides full details in the following lines.

Egyptians safety certificate from Egypt Bank

The unique Egyptian Safety Certificate is the highest savings certificate in the banking market, which is a nominal certificate in Egyptian pounds, and also includes a life insurance policy.

  • The interest or interest rate of 16% is paid at the end of the certificate period, after deducting the value of insurance premiums from the return.
  • The duration of the certificate is 3 years
  • The minimum purchase amount for the certificate is 500 pounds and its multiples, with a maximum of 2500 pounds.
  • Available to Egyptians from 18 to 59 years old.
  • It is not permissible to borrow a security certificate for Egyptians, or to issue credit cards of all kinds.
  • The insurance policy lapses if the customer retrieves the certificate, or the customer reaches the age of 60.
  • Renewed automatically for two terms only.
  • The customer can redeem the certificate at any time from the date of purchase, with the value with which the certificate was purchased.
  • Compensation shall be paid in the event of the death of the insured, and a maximum of 50 thousand pounds has been set for natural death, and 250 thousand pounds for accidental death.
  • Through testimony You can win a prize of up to 10,000 pounds, tax-free, through a draw every 3 months.

Summit Certificate from Banque Misr

  • A return or interest of up to 12% every 3 months
  • The certificate is issued to natural persons only.
  • The duration of the certificate is 3 years.
  • The minimum bind for the certificate is 1000 pounds and its multiples
  • It can be borrowed with the guarantee of the certificate.
  • A fixed rate of return for the entire period of the certificate, paid monthly.
  • The value of the certificate or part of it can be refunded according to the redemption rules specified by the bank.

Platinum certificate from AlAhli Bank

  • The return or interest is 12.25% on the return every 3 months, and 12% on the monthly return.
  • The minimum limit to bind the certificate is 1000 EGP and its multiples.
  • The duration of the certificate is 3 years.
  • The bank allows borrowing, with the guarantee of certificates, from the branches of the National Bank, in accordance with the applicable instructions.
  • Credit cards of all kinds can be issued with the guarantee of certificates.
  • Refunds cannot be made before 6 months have passed from the date of linking the certificate.

Primo Distinguished Certificate from Banque du Caire

Semi-annual return of about 12.25%.

It is characterized by a fixed return for the duration of the certificate.

Revenue calculation starts from the month following the month of purchase.

The bank allows borrowing with the guarantee of the certificate from any of the bank’s branches nationwide.

The passage of 6 months is required to retrieve the certificate from the day following the day of purchase.

Credit cards of all kinds can be issued with the guarantee of certificates.

The certificate can be recovered before the end of the period in accordance with, and the certificate will be recovered at the end of its period in full.

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