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Personal liability: Mailo expands insurance offerings for traders

Foto: Patric Fouad

Dr. Matthias Uebing, mailo AG: “The idea had been around for a long time and the demand from the market was growing day by day. That is why we have decided to offer traders the option of increasing their business or property damage liability with mailo PHV to expand. “

The digital commercial insurer mailo is now also offering its customers private liability insurance (PHV), which can be included as an optional additional component in business and property damage liability. This is intended to offer traders and entrepreneurs the opportunity to cover the liability risks of their professional and private life bundled in one policy – fully digital and can be concluded in just 5 minutes.

“The idea had been around for a long time and demand from the market was growing day by day. We have therefore decided to now offer traders the option of adding a PHV to their business or financial loss liability at mailo. It was important to us to offer high-performance coverage at a fair price and not ‘pseudo-PHV’. And I think we succeeded, ”says Dr. Matthias Uebing, board member of mailo Versicherung AG.

Mailo-PHV is purely an additional product

The private liability insurance costs 49 euros per year and is offered as a standard family PHV with 15 million coverage and 0 euros deductible. With a modern and high-performance PHV, bad debt coverage and protection against loss of keys, courtesy damage and rental property damage – all up to 50,000 euros each – should not be missing. The mailo-PHV is designed as a pure add-on product. Big plus: Up to three owners can benefit from the offer that mailo recently launched – of course for 49 euros per year each.

“Although we are a pure commercial insurer, we take the needs and wishes of our customers and broker partners very seriously. What was required was simple liability for private purposes – and we delivered simply, quickly and precisely. As soon as the existing business or financial loss liability is terminated, the private liability also expires. Because our target group is and will remain the tradesman ”, concludes Uebing.

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