Motor vehicle insurance: Stiftung Warentest offers individual tariff comparisons

28.11.2023

Car insurance is becoming significantly more expensive. Many insurers have not yet sent out their invoices. Customers are facing a price shock that could trigger a real wave of changes, it was recently said at the “Handelsblatt Summit 2023” (VersicherungsJournal November 22, 2023).

Also the Stiftung Warentest warns of generally increasing contributions. The consumer advocates examined 161 tariffs as of January 1, 2024. “These are almost all offers that are freely available on the market,” it says. The premium levels for motor vehicle liability, partial and fully comprehensive insurance were determined for three age groups. All Test results published on the homepage.

A maximum of 20 products can be compared online here. The offers can be filtered beforehand according to performance criteria such as Mallorca policy, extended game damage or discount protection. In addition there is one Tariff calculator for tailor-made offers, which calculates exact prices. The tariff calculator is also freely accessible.

“With the car insurance comparison, car owners also receive an individual price comparison. Online comparison portals, on the other hand, often only show selected offers. The Stiftung Warentest “never receives money from providers and is independent,” it is reported. As early as mid-October, the testers had presented an article about a comparison of motor vehicle insurance – which was still chargeable at the time (October 19, 2023).