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Mortgage on machines and warehouses for SMEs coming soon?

Mortgages on real estate are common. Securing mobile goods is more difficult in Switzerland. According to an expert report, Swiss companies are disadvantaged in international comparison. The reform recommended by the report could make financing easier for tens of thousands of SMEs.

According to an expert report, companies should be able to use warehouses and other mobile assets more easily as collateral for loans.

Andres Benitez/Getty

SMEs are among the pillars of Swiss politics. The abbreviation stands for “small and medium-sized enterprises”. According to the Federal Statistical Office, there were 2019 around 600,000 free market companies in Switzerland; of these, 99.7 percent were SMEs (less than 250 employees). Over 60 percent of all employees work for SMEs.

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