A focus to understand how to save on purchase costs and RC cars.
Recent investigations have revealed that, especially for new drivers, the purchase of a simple utility vehicle or citycar it is increasingly a mirage. If in fact, to finance and grant the purchase there is no wallet of parents, grandparents or in any case generations beyond the years, the car risks remaining in the shop windows of the dealers. So let’s see how to save on the purchase costs and RC cars.
The purchase and insurance costs
The first cost to be taken into account, in case of purchase of a car, is obviously that related to the price of the vehicle. Following that of the motor liability policy. So let’s see what is the cost that a novice driver starting from class 14 has to bear for a medium-sized car. According to a recent analysis, for a car with a variable cost between 15,000 euros and 17,000 euros, an expense for RC of approximately 1,000 euros per year must be taken into account.
If you add to this the costs for accessory guarantees such as fire theft coverage, the window policy or for atmospheric events, the cost can only increase. Adding up all these items, let’s see how much the total amount of expenses can be around in a 3 year period. The total amount estimated to insure a vehicle, mentioned above, can easily be around 4000 euros.
Stamp duty and maintenance costs
The stamp must also be added to the aforementioned list, which in the example considered, is around 400 euros, over a period of three years. Nor should the ordinary maintenance costs be neglected. Starting from the assumption of an average mileage of around 10,000 km and a couple of coupons per year, let’s see how much the additional expenses could amount to. From a rough estimate, barring inconveniences, you could reach and exceed the 600 euro mark.
So, adding up all these spending projections, the amount of 20,000 euros is exceeded in three years. All this, barring unforeseen circumstances, linked for example to road accident cases. If then at the end of this period of time, the buyer wanted to resell the vehicle, it should also be considered that the price could even drop by 50%.
Long term rental
As the saying goes, it can often be useful to “make a necessity, a virtue”. And so, according to some surveys, it has been ascertained that the growing trend is that of long-term car rental. Especially as regards the target of the new generations. Taking a look at the best rates, available on the Facile.it website, let’s see what is the average cost for long-term rental.
A medium-sized car, like this one of the example considered, could entail a monthly expenditure of approximately 280 euros, without any advance. But provided, however, that it is a rental of at least 36 months. In this case the savings are really significant.
What items in the rental
As far as we can learn, it is therefore a cost “all inclusive “. Namely inclusive of Rc-auto, but also of accessory guarantees and stamp duty. As for maintenance, the ordinary one would be included, but in some cases also the extraordinary one. Namely: roadside assistance or cover for vandalism.
How to save on purchase costs and RC cars
An outlay of money certainly more commensurate with the pockets of the new generations, increasingly struggling with traineeships, intermittent work relationships, on call and internships. A precariousness of life and work that often makes it really difficult to bear the costs of buying a car. If therefore you cannot have access to the family car, but you still need a four-wheeler, long-term rental could represent a very valid alternative.
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