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GH Bank Introduces Happy Home Home Loan with Fixed 3.00% Interest Rate for First 5 Years

GH Bank ready to lend Happy Home home loan, credit limit of 20,000 million baht, fixed interest rate for the first 5 years, only 3.00% per year, installments for 40 years.

The Cabinet meeting (Cabinet) approved the Government Housing Bank. (GH Bank) Carry out according to government policy and the Ministry of Finance in supporting Thai people to have their own homes and reduce social inequality through installment payments that are appropriate to Housing loans Low interest rates in the project ‘Happy Home Home Loan’ Budget limit of 20,000 million baht for those who want to buy Or build a residence with a price not exceeding 3 million baht. The interest rate is fixed for the first 5 years, only 3.00% per year. The maximum repayment period is 40 years. Those interested can receive a code to join the project through the Mobile Application: GHB ALL GEN From April 9, 2024 at 3:00 p.m. and apply for loans at bank branches nationwide.

Mr. Kamonpop Weeraphala Managing Director of Government Housing Bank (GH Bank) Revealed that the Cabinet meeting (Cabinet) passed a resolution approving as The Ministry of Finance proposes to the GH Bank to prepare ‘Happy Home Home Loan Project’ Budget limit of 20,000 million baht for those who want to buy houses, condominiums, build buildings, and to purchase equipment or facilities related to housing. (according to the conditions set by the bank) at a price level not exceeding 3 million baht, the interest rate is fixed for the first 5 years equal to 3.00% per year, years 6-7 equal to MRR-2.00% per year, years 8-9 equal to MRR-1.50% per year. Year 10 until the entire contract period In the case of retail customers, it is equal to MRR-0.75% per year, welfare customers are equal to MRR-1.00% per year, and the interest rate for purchasing equipment is equal to MRR (the GH Bank’s MRR interest rate is currently 6.90% per year). Special! Free collateral appraisal fee (1,900 – 2,300 baht)

‘The Happy Home Home Loan Project is a continuation project from the State Home Loan Project. (Million Homes) that has received a good response from customers in all 3 phases. As of March 31, 2024, there are a total of 89,180 customer accounts participating in the project, representing a credit limit of up to 75,685 million baht. GH Bank is therefore ready to move forward. Page to continue helping people with low incomes to have their own homes. By supporting home loans with lenient conditions, people can purchase their own homes in line with their quality of life and income. Groups with monthly income not exceeding 25,000 baht will consider the income criteria not to exceed 1/2 of net monthly income. For groups with monthly income exceeding 25,000 baht, conditions are as specified by the bank.’

For those interested in participating Happy Home Home Loan Project: The bank allows you to receive a code to join the project at the same time throughout the country. From 9 April 2024 at 3:00 p.m. onwards through the Mobile Application: GHB ALL GEN, ready to apply for Line GHB Buddy and receive a 6-digit code to use in applying for a loan from 9 April 2024 onwards and complete the legal action within the day. On December 30, 2025, or before the said period if the GH Bank has already granted the full credit limit for the project.

For more information, please contact all GH Bank branches nationwide, GH Bank Call Center, call 0-2645-9000 or Facebook Fanpage, Government Housing Bank. And follow the bank’s news at Mobile Application: GHB ALL GEN and www.ghbank.co.th

2024-04-09 09:55:59
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