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While the number of infections continues to rise and Germany is about to lockdown, it is becoming more and more expensive for health insurers. For many people, infection does not only mean 14 days of quarantine, but also serious disease and inpatient treatment. It can be quite expensive.
SPD health expert Karl Lauterbach recently warned against the “World on Sunday“Before long-term corona damage.” There will be a wave of chronic diseases, “said the politician. That could be quite expensive for health insurers.
According to the current figures of the “RKI“(As of October 20) to Corona 9,854 people, over 380,000 cases were and are known in total. The numbers are increasing by 7,000 infected people every day.
Karl Lauterbach
Photo: Getty Images / Michele Tantussi / Freier Fotograf
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What are the financial consequences of the pandemic for health insurance companies?
According to the analysis of the data from the AOK insurance, inpatient treatment for a COVID-19 disease costs an average of 10,700 euros. Depending on the course of the disease, these can be significantly lower (6,900 euros, no ventilation costs) or over (38,500 euros, ventilation costs) lie. According to Martin Litsch, CEO of the AOK Federal Association, a small proportion, ten percent of the patients requiring ventilation, even cost over 85,000 euros. According to the RKI, there are currently about six percent of the confirmed infected in a hospital, so they are so seriously ill that they have to be hospitalized.
Hospital (symbol image)
Photo: Getty Images / Jasmin Merdan
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The “World on Sunday“refers to the figures of the AOK and the Barmer Ersatzkasse for hospital treatment of COVID-19 cases. The AOK insures more than 26 million people, the Barmer, however, only nine million. However, it remains to be seen how burdensome the costs really are for the health insurance companies. “Only in two to three years will we see how enormous the long-term costs are for our health system,” says Lauterbach.
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