Home » today » Business » checks on expenses, savings, mortgages and pay TV – Corriere.it

checks on expenses, savings, mortgages and pay TV – Corriere.it

The whole car had stopped in 2018, but now the government wants to restart the Redditometer and put the expenses for the mortgage or for the rent of the house, medicine, school and university, car management, under the lens of the Tax Authority. but also bills, telephone consumption and pay TV subscriptions. The Finance Department of the Ministry of Economy has published on its website a consultation with the categories on the decree scheme, as anticipated by Il Sole 24 Ore, with the elements from which to reconstruct the contributory capacity of taxpayers starting from 2016. verification of this instrument, which also makes use of Istat averages for food and clothing costs and 55 different types of typical families, would start with a 20% deviation.


Istat and consumer assessments by 15 July

The objective of the decree is to photograph the real contribution capacity in order to trigger the actual checks only in the presence of a difference between declared and reconstructed income. Control was blocked in 2018, when the yellow-green government was in charge, with the decision to update the parameters but also to provide that implementation would be subject to a consultation with Istat and the most representative consumer associations . Now the Draghi government has started that consultation, which will have to produce an evaluation by 15 July.



The items of consumption

The items of expenditure considered to trace the income concern consumption, investments, savings and expenses for economic transfers (for example the payment of the check to the ex-spouse). In consumption there are many items. For some chapters Istat estimates are used, considered as minimum expenses to position oneself at the limit of the absolute poverty threshold. These are expenses that also take into account the number of members and the types of families. They concern food and drinks, clothing and footwear, expenses for water and the condominium, those for ordinary maintenance of the house, expenses for the management – in terms of fuel and oil change – of a car, expenses for public transport, those for school and university, for personal care products. It is clear that the tax authorities now have a lot of data available that they can use, from the mortgage to the rent, from the expenses for medicines and visits, to those for home helps and carers. But the data indicated for some types of bonuses will also be used, for example those for the purchase of furniture and household appliances. Or the data resulting from the payment of the TPL for cars, motorcycles, campers. An important chapter to trace income will also be that of domestic consumption, all data already contained in the tax registry, such as expenses for electricity, gas, heating or telephone expenses and the purchase of smartphones.

Savings, stocks and policies

The ability to save will also be assessed, considered as part of income not used for consumption and investments. A further chapter in which the increase in assets will be assessed in particular: that on real estate and motor vehicles, but also on shares, bonds, funds and life policies, to name just a few. Objects of art or antiques also fall into this scheme. The mass of information will be used to carefully trace the disposable income and therefore the contributory capacity of people. But the tax authorities will also give taxpayers the opportunity to give a contrary proof: for example, to demonstrate that the expenses were incurred thanks to income not considered or that the expenses attributed have a different amount or that the share of savings used for consumption was formed in previous years.

Unc: The 20% deviation is not enough

The possible reactivation of the Redditometro is not convincing for the National Consumers Union: A deviation of 20% of the Istat averages should not be enough to trigger an assessment, says the president of Unc, Massimiliano Dona. Already in the past, after the intervention of the Privacy Guarantor, it was decided not to allow Istat averages to contribute to the selection of taxpayers n to form the object of the dispute. According to data released last Wednesday by Istat – explains Dona -, on average a family spends € 42.54 per month on alcoholic beverages and tobacco, equal to € 510.48 per year. Too bad that if no one smokes in a family and they are teetotal, the expenses are zero. 87.98 euros per month are spent on clothing and footwear, equal to 1,055.76 euros per year. Is it possible that a deviation of just 211 euros, 20%, is enough to make the taxman suspicious? It is enough that a member of the family buys a coat that year, that is, decides to make a typical one-off expense, to distort the average and exceed the ceiling.

Leave a Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.