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Buy a car directly or on credit? (Money, car and motorcycle)

My car was removed and I don’t know who will pay for it. I have fully comprehensive insurance but the police said that if they find it again after about 4-6 weeks, the credit will continue to run.

What happens if the car is there but it is a total write-off or something like that? After it is found, do I still have to continue paying my loan?

You can only read about replacement value on the internet, but when I have the money and then get my car back, what do I have to do?

Because I no longer see myself paying more credit for it than the car’s worth!

Car dealership is also the same bank!

Who knows what to do ?

Please normal answers without insults


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