The Bank of Thailand signed a Memorandum of Cooperation (MOU) on “Life Begins with GHB” between the Bank of Thailand and the PHA to encourage members of the Medical Council, who currently have more than 60,000 members, have their own housing. Mission “Make Thais Have a Home” includes a good return from saving money with the Bank’s special interest rate products, both in terms of loans and deposits. Under the Life Begins with GHB project
Mr. Chatchai Sirilai Managing Director The Government Housing Bank (GHB) revealed that this cooperation was made to encourage members of the Medical Council, who are considered sacrifices, to take care of patients from the 2019 coronavirus outbreak (COVID-19). Have the opportunity to access special interest rate loan products for more convenient use of their own housing Including supporting money saving to increase the security of life With the product under “Life Begins with GHB” Contains loan products (The total project limit is 5,000 million baht.) Interest rate, 1st year only 2.39% per year, 2nd year interest rate 2.59% per year, 3rd year interest rate MRR-3.36% per annum (currently MRR rate is 6.150% per annum) and year 4 onwards in case of customers welfare Interest rate MRR-1.00% per annum for retail customers Interest rate MRR-0.50% per annum and in case of purchasing equipment or facilities related to housing MRR interest rate
Objective of lending to purchase, building, renovate, repair, redeem, redeem, purchase vacant land that is NPA property of the Bank of Thailand, purchase of related equipment or facilities With housing along with to buy or redeem a mortgage And additional borrowers for construction, extension, extension and repairs with a maximum payment of 40 years In the case of borrowing 1 million baht Installment payment starts the first year only 3,400 baht per month only. Special !! Reduce the cost of the borrower. Free of 3 types of fees 1. Loan submission fee (0.1% of legal amount) 2. Legal and legal registration fee (1,000 baht) and 3. Collateral appraisal fee (reserve borrowers pay first The bank will repay only the borrower who has completed the juristic act with the bank) Submit the loan application for approval and take the juristic act within December 30, 2021
Deposit products With deposit products “Super special savings” Interest rate up to 1.1% per annum (this is the special savings super savings rate as announced, adding 0.25% per annum for a period of 12 months from the deposit account opening date. After that, use the special super savings interest rate as normally announced by the bank), which will receive the deposit rate twice a year and receive tax exemption. Able to open an account through branches all over the country From now until 30 December 2021
Professor Emeritus Female Doctor Somsri Phaosawat The President of the Medical Council said that on behalf of the Medical Council, I would like to thank Mr. Chatchai Sirilai, Managing Director of the Bank of Thailand for their support. And to support medical personnel in sacrificing, caring for patients and fighting the spread of the coronavirus 2019 (COVID-19) in the “Life Begins with GHB” project between the Government Housing Bank and the Medical Council for members of the Medical Council. More than 60,000 members have their own residences. The Phaethathayalai will help promote this project to members who have a need for saving money and credit at a special interest rate.
Doctors who wish to use the special interest rate products of the Bank of Thailand both in terms of loans and deposits under the “Life Begins with GHB” project must be a member of the Medical Council. You can submit a loan to do legal acts and open a deposit account. Yes, from now until December 30, 2021.
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