Bank of Agriculture and Agricultural Cooperatives put home loans for doctors Frame 5,000 million baht, starting flowers 2.39%, special savings, get up to 1.1%
Mr. Chatchai Sirilai Managing Director Government Housing Bank (GHB) Revealed after signing the Memorandum of Cooperation (MOU), Life Begins with GHB project between the Government Housing Bank and the Medical Council, encouraging more than 60,000 members of the Medical Council to have their own housing. And get a good return from saving money with special interest rate products of the Bank of Thailand both in terms of credit and deposit that this cooperation was made to encourage members of the Medical Council, who are those who are sacrificed to practice. Responsible for treating patients from the spread of COVID-19 Have the opportunity to access special interest rate loan products for more convenient use of their own housing Including supporting money saving to increase the security of life With the products under the “Life Begins with GHB” program consisting of loan products Total project credit framework of 5,000 million baht, interest rate 1st year only 2.39% per year, 2nd year interest rate 2.59% per year, 3rd year, MRR-3.36% per annum (currently MRR rate is 6.150% per annum) and year 4th onwards in the case of customers welfare Interest rate MRR-1.00% per annum for retail customers Interest rate MRR-0.50% p.a.
Mr. Chatchai said that in the case of purchasing equipment or facilities related to housing Interest rate MRR Loan Objective To purchase building, renovate, repair, redeem, mortgage, purchase vacant land that is NPA of the Bank of Thailand, purchase equipment or facilities related to housing and to purchase or redeem a mortgage. And additional borrowers for building, extension, expansion and repairs. Installment for up to 40 years. In the case of borrowing 1 million baht, installments start the first year only 3,400 baht per month only. Free of 3 types of fees 1. Loan submission fee (0.1% of legal amount) 2. Legal and legal registration fee (1,000 baht) and 3. Collateral appraisal fee (reserve borrowers pay first The bank will repay only the borrower who has completed the juristic act with the bank) Submit the loan application for approval and take the juristic act within December 30, 2021
Mr. Chatchai said there was also a deposit with deposit products. Super special savings Interest rate up to 1.1% per annum (this is the special savings super savings rate as announced, plus an additional 0.25% per annum for 12 months from the date of opening the deposit account. After that, use the special super savings interest rate as normally announced by the bank), which will receive the deposit rate twice a year and receive tax exemption. Able to open an account through branches all over the country From now until 30 December 2021
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