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KOMPAS.com – For customers Bank BCA Of course, often ask how much BCA ATM minimum balance or Minimum balance at BCA ATM?
Minimum balance at BCA ATM or minimum ATM BCA balance is the minimum amount of funds determined by the bank to open a bank account.
In addition, there is also a minimum retained balance, which is the nominal amount of money held by the bank to keep your savings balance from zero so that your savings remain active.
Nominal What is the minimum balance for BCA ATM? also vary. What is the minimum BCA ATM balance? depending on the type of savings you choose. Some of these types of savings include Tahapan BCA, BCA Tapres, and Tahapan Xpresi savings.
Read also: 4 Easy Ways to Find the Nearest BCA ATM from HP
The minimum BCA ATM balance or the minimum BCA ATM balance actually must be known by prospective customers. Bearing in mind, an adequate balance at an ATM is often important.
For example, when a BCA customer wants to withdraw cash at an ATM, but it turns out that the balance is insufficient due to the minimum BCA ATM balance rule, the customer cannot withdraw cash.
So, here is the minimum BCA ATM balance that is adjusted according to the type of savings.
1. Minimum BCA ATM balance Stage Savings
Tabungan Tahapan BCA or Tabungan Hari Depan with characteristics in the form of a savings account and denominated in rupiah. This type of savings is equipped with a Passport BCA card, which functions as an ATM card, debit card, and cash.
To open an account, the minimum balance for the Tahapan BCA savings account is IDR 500,000 with a further minimum deposit of IDR 50,000.
In more detail, here are the fees and minimum ATM balance for the Tahapan BCA savings account:
- Minimum initial deposit IDR 500,000
- Subsequent minimum deposit IDR 50,000
- Minimum average balance per month IDR 100,000
- Minimum balance withheld Rp 50,000 Administrative fee per month (depending on the type of Passport BCA) namely Silver: Rp 15.000, Gold: IDR 17,000, and Platinum: Rp 20.000
- Card Making/Replacing Fees, namely Silver: IDR 10,000, Gold: IDR 15,000, and Platinum: IDR 20,000
- The cost of replacing a book due to damage is IDR 5,000
- GTU mutation printing fee (per sheet) IDR 2,500
- Account closing fee IDR 50,000
- Additional administration fee below the minimum average balance of IDR 5,000
2. Minimum balance at BCA Tahapan Xpresi ATM
The Tahapan Xpresi type of BCA savings is a type of savings aimed at young customers. This savings account is in great demand by many people because of the choice of card designs that reach more than 50.
Just like the Tahapan savings account, Tahapan Xpresi is equipped with various features ranging from internet banking, phone banking, and mobile banking.
To open an account, the minimum balance of the Tahapan Xpresi BCA ATM is IDR 50,000 and includes card fees.
For the next minimum deposit of IDR 50,000.
The details of the Tahapan Xpresi account fee are as follows:
- Minimum initial deposit (including card fee) IDR 50,000
- Subsequent minimum deposit IDR 50,000
- Minimum balance withheld IDR 10,000
- Card fee/change card IDR 25,000
- Account closing fee IDR 10,000
- Administration fee per month IDR 7,500
- Deposit at the teller Free
- Cash withdrawal/transfer per transaction IDR 15,000
3. Minimum balance of ATM BCA Tabungan Tapres
Tapres is an abbreviation of Tabungan Prestasi, which is a savings product that provides higher interest rates, with the characteristics of a savings account.
The minimum deposit for opening a BCA Tapres account is IDR 5 million with a further minimum deposit of IDR 50,000.
The following is the minimum balance for the BCA type of Tapres BCA ATM as well as other savings fees:
- Minimum initial deposit of IDR 5 million
- Subsequent minimum deposit IDR 50,000
- Average minimum balance per month IDR 5 million
- Additional administration fee below the minimum balance of IDR 10,000
- Administration fee per month IDR 17,000
- The cost of making/replacing a card is IDR 15,000
- The cost of printing a statement of bank statement per account per sheet is IDR 2,500
- Account closing fee IDR 50,000
4. Minimum balance at BCA TabunganKu ATM
The TabunganKu product is not only available at BCA, but other banks in Indonesia. Customers will get ATM card and passbook facilities when registering for this type of savings.
TabunganKu is suitable for customers who want to save without administrative deductions. The minimum balance for the BCA TabunganKu ATM is as follows:
- Initial deposit for account opening: IDR 20,000.
- Subsequent minimum deposit: IDR 10,000.
- Minimum deposit balance: IDR 20,000.
5. Minimum balance of BCA ATM Savings Student Savings
This savings is intended for students ranging from PAUD/TK, SD, SMP, to SMA. The advantages of BCA Simpanan Pelajar are that the initial deposit is light, there is no monthly administration fee, and the facility is provided with a passbook, as well as an ATM card. Minimum balance of BCA Student Savings ATM, namely:
- Initial deposit for account opening: IDR 5,000.
- Subsequent minimum deposit: IDR 1,000.
- Minimum deposit balance: IDR 5,000.
Read also: 8 Types of BCA ATM Cards: Admin Fees, Limits, and Differentiating Features
Don’t forget to find out what the minimum ATM BCA balance is or what the minimum BCA ATM balance is.-
That’s the information about What is the minimum balance for BCA ATM? or what is the minimum balance for BCA ATMs. It is important to know the minimum balance of BCA ATMs, so for BCA customers, it is better to know the minimum balance limit of BCA ATMs so that transactions do not experience problems.
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