[VIDEO] Dematerialization of the green card: what is this “memo” that you will receive from your car insurance?

As of April 1, it will no longer be necessary to carry the famous insurance certificate with you, nor to attach the small supporting green sticker to your windshield, according to announcements made this Thursday, December 7 by the insurance services. Bercy. It will be provided by consulting the Insured Vehicle File (FVA) and replaced by a “memo”.

A practical tool?

While this file “will be accessible to the police during checks” and informed on a daily basis by insurers, motorists will see their green card replaced by a “memo”, indicates our colleagues at BFMTV. The latter should be either in paper form or dematerialized, explain the insurance companies.

The memo should contain the insurance policy number, license plate, insurer contact details, country code and insurer code. It is therefore a concentrate of summaries of information associated with the contract subscribed.

“It will be used by motorists, for example, to fill out an amicable report,” underlines one of the co-founders of the online insurer Leocare. The companies also ask you to keep this memo close at hand, in your vehicle or in your phone, reports the news channel.

As far as mechanics are concerned, their system should not be changed. They will continue to contact insurance companies directly to find out what conditions cover the vehicle or simply to ensure that it is well insured.

While it must be sent to each contract renewal contract signing from spring 2024, all the details are not yet well settled. The presence of the current contract validity date, or not, on the memo is called into question. In theory, if nothing changes in the contract from one year to the next, the insurer is not required to send a new memo.

A change”

The end of the green card on vehicles is “a change in the method of justification”, says Bruno Le Maire’s office. “This in no way removes the obligation to be insured,” adds the Road Safety Delegation. Where we recall that in 2022, more than 200,000 motorists had been fined for lack of insurance.

This decision is part of the policy of dematerialization of public documents, intended to simplify the administrative life of the French, and more particularly motorists. “The period of confinement, in 2021, brought about changes. There was an awareness of the extent of the possibilities offered by digital tools and dematerialization,” we explain at Bercy.