Home mortgage relief
We need to keep in mind that On January 1, 2013, the deductions for the acquisition of a habitual residence were eliminated. In this way, only those people who formalized a mortgage loan in date before December 31, 2012. The deduction that can be made in these cases is one 15% of the payments we have made on the mortgage Throughout the year, in principle, 7.5% corresponds to the state section and the other half to the autonomous region. The maximum basis on which the deduction can be applied is 9,040 euros per year, which represents 1,356 euros of deduction.
If for whatever the mortgage has been modified throughout 2020, it is equally valid to apply the tax relief on what is paid. Although from the Treasury they clarify that if the modification was made to increase the capital, the deduction cannot be applied on the amortized to return the money from that expansion.
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