The Navarra Irache Consumers Association, before the call of several Tudela neighbors what have you seen how a lightning strike has damaged electrical appliances in their homes, recommends that Check your home insurance policy to see if it covers your damages.
This is indicated in a statement in which it indicates that several people have contacted them because after a lightning strike, electrical appliances on their floors have been damaged and it has not been possible to restart them.
In this regard, Irache points out that many home insurance have coverage for electrical damage, They usually take care of damages related to electricity, such as voltage surges or drops, short circuits, abnormal current, as well as those caused by a lightning strike.
Therefore, the first thing that affected consumers should do is review their home insurance policy, and see if the insurance should cover the damage caused.
Depending on the company, the coverage may be different: for example, in some cases coverage for electrical damage to the contents may be limited to appliances that are less than 10 years old.
Therefore it is very important that Before making any repairs, call your insurance company and report the claim, so that the company can send a professional to check the damage, and avoid a possible rejection of the claim due to the absence of such communication.
The insurance should send an expert to assess the damage, but if it is not possible to wait for the company to carry out the checks, because it is an urgent situation, it is advisable that whoever repairs the damage should clearly state the damage suffered on the invoice. the appliance, and its cause, and to keep the replaced parts.
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