Paid content:
The consumer tip
:
Usufruct: old-age insurance with a tax-saving model
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Older people should think about how they want to pass on their home to heirs in good time.
Photo: dpa-tmn / Kirsten Neumann
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Bonn Many parents hesitate to hand over their property to their children while they are still alive for fear of losing their security for old age. But gifts can generally be linked to certain requirements.
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