Save taxes with private health insurance

11/16/2020 – Customers who pay their contributions up to three years in advance can claim this from the tax office. A new IVFP computer illustrates how the model works. However, this is only worthwhile for certain target groups and provided that the respective health insurer accepts this route. An overview of the conditions of 25 … Read more

Here are the cities with smoking ban

WHAT ARE THE PROVINCES WITH OUTDOOR SMOKING PROHIBITION? With the additional circular on “Coronavirus Measures” sent to all governorships by the Ministry, smoking bans have been imposed in all provinces, such as streets and streets, especially in areas closed to traffic, squares and public transport vehicle stops, where citizens are concentrated, announced by the governorships … Read more

Alpha comprehensive investment advice: Alpha RHEINTAL Bank

With Alpha comprehensive investment advice, we advise you holistically. For this purpose, we ensure that the recommended transactions correspond to your financial circumstances and investment goals (suitability test) as well as your needs or the investment strategy agreed with you. You decide to what extent you would like to follow our recommendation. – .

Are there schools today (November 10), are schools vacation? November 10, online education will continue

OFFICIAL HOLIDAYS IN 2021 New Year holiday: The New Year holiday, which is a one-day holiday, is given on January 1. April 23 holiday: April 23, which is a one-day holiday, comes to Friday in 2021. May 1 holiday: May 1, which is a one-day holiday, corresponds to Friday in 2021. May 19: A one-day … Read more

Citizens’ Attorney: Dispute over waiting period in the event of business interruption

11/10/2020 – After his old business interruption insurance was about to expire, a freelance advertising specialist took out new insurance through a multiple agent. He was not told that there was a waiting period. When he became seriously ill shortly afterwards, the insurer refused to pay. The ORF citizens’ attorney was mainly concerned with the … Read more

Flight delay: don’t always call your lawyer immediately

11/9/2020 – In the event of a refusal of boarding or a long delay, airlines are obliged to inform the passengers concerned about their rights without being asked. If they fail to comply with this obligation, they must also bear the costs incurred in advance of the court for the appointment of a lawyer. This … Read more

The end of the “old” business closure insurance

November 5, 2020 – The insurers want to introduce new conditions by canceling changes. In the new policies, there is usually no protection for diseases that develop into a pandemic or epidemic. The terms and conditions are now clearer. This means that the mega-dispute over benefits from the corona lockdown on the basis of the … Read more

New BU reference work conceived from the benefit case

November 5, 2020 – The lawyer Kai-Jochen Neuhaus has published a slim book on the subject of occupational disability insurance in pandemic times. It is suitable as a handy reference work for policyholders as well as brokers who want to refresh their knowledge of the product group, writes biometrics expert Philip Wenzel in his guest … Read more

Basic skills protection does not cannibalize the BU insurance

November 4, 2020 – The basic skills protection is an additional product for the protection of the workforce, which is taken out by a different customer group than the occupational disability insurance. This is what Klaus-Peter Klapper, Head of Product and Sales Marketing Biometrics at Stuttgart Life Insurance, says. In an interview, he explains his … Read more

Water damage: What does “not used and not supervised” mean?

2.11.2020 – Because the insurance conditions did not make it clear whether a water pipe had to be shut off if an apartment was not used and not supervised or not used or not supervised, the arbitration board recommended insurance brokers to cover damage to tap water. An apartment in a residential building was not … Read more