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RC auto, what happens if you drive without a policy: the penalties

Subscribing the RC Auto is required by law for all owners of a motor vehicle. Precisely for this reason, traveling without having taken out a policy can have far from pleasant consequences.

It would be a mistake to think that third party liability insurance is yet another drain on motorists, who are already called upon to bear many other expenses. This is in fact considered mandatory, but as a form of protection for those behind the wheel. In the event that you were to be involved in an accident, even through negligence, the insurance company will in fact take care of every aspect, including compensation. The only consequence will be only an increase, even if slight, of the premium to be paid.

The RC Car is mandatory – Photo | Mondofuoristrada.it

Unlike road tax, which is provided even if the car is not used, it can be personalised. Those who travel little or only for a certain period of the year can in fact sign a contract that provides for a ceiling of kilometers or valid for a few months of their choice.

RC Cars: an extra driving protection

As for the utilities of the house, also for insurance companies it is possible to take advantage of the advantages provided by the free market. Not only is the tacit renewal no longer envisaged, but it is possible to look around and evaluate any more convenient alternative proposals.

The idea of ​​being linked to a company only by family tradition, as happened until recently, should now be considered a memory. Your wallet will benefit.

The customization of the contract also provides for the possibility of inserting any ancillary clauses, in such a way as to feel protected in very specific conditions. Among the most used ones is that of atmospheric agents, useful in the event of hail damage, that of accidents to the driver and roadside assistance, to be used if you were to break down.

The consequences for illegal immigrants

For some time now it is no longer necessary to have the coupon certifying the payment of the RC Auto with you, the police can verify if you are in good standing by checking the license plate. Those who don’t do it can inevitably face decidedly serious consequences, which should not be underestimated.

The law in this regard is clear. It starts with a very heavy fine, which ranges from a minimum of 866 to a maximum of 3,464 euros. Not only, the amount doubles in case of recurrencetwo irregularities within 24 months are enough.

Rc Auto, protection in the event of an accident – ​​Photo | Mondofuoristrada.it

Added to this is the seizure of the car, valid until a new policy is signed (this must have a minimum duration of six months). If the fine and charges for transport and custody of the seized vehicle are not paid, the vehicle will also be confiscated.

If the offense were to be committed twice (or more) in the space of two years, the driving license suspension (da 1 a 2 mesi) e administrative detention of the vehicle for 45 days (starting from the day of payment of the fine). The return of the vehicle is granted after having paid the collection, transport and custody costs incurred for the seizure of the vehicle and for the subsequent detention.

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