prevention
Closing gaps in the third pillar
The Federal Council wants to strengthen self-provision and enable purchases into pillar 3a. This is met with criticism. Also because reduced income of up to 600 million francs must be expected.
Anyone who was unable to pay enough into their private provision should be able to make up for this in the future by making purchases in Pillar 3a.
Contribution gaps in Pillar 3a should be able to be closed retrospectively in the future: those who were temporarily unable to pay in full should be able to buy in later. Specifically, a person can subsequently compensate for gaps in contributions through tax-deductible purchases for up to 10 years. The The Federal Council has made a corresponding change to the regulation sent for consultation. He argues that this will strengthen individual self-provision in Pillar 3a.
The Swiss Confederation of Trade Unions immediately criticized the decision: This would result in tax optimization for the rich. From a socio-political point of view, this is an “affront”. The SP also takes the same line and explains that these are ten percent tax gifts for the richest in times of dismantling measures.
The federal government estimates that the measure will lead to annual shortfalls in direct federal tax revenue of 100 to 150 million francs; for income taxes in cantons and municipalities, this will amount to 200 to 450 million francs per year. (red)
2023-11-23 08:52:28
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