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Press release October 25, 2021: Environmentally friendly and safe on the move


Environmentally friendly and safe on the go

BavariaDirekt with new (e-) bike insurance


Munich / Berlin. BavariaDirekt, the digital insurer in the Versicherungskammer Group, supports environmentally friendly mobility on two wheels with its new modular bike insurance. Dr. Jürgen Pesch, Head of Product and Sales: “Our products and services are geared towards changing user behavior.

Environmentally friendly and safe on the go

According to our e-scooter insurance (on the market since 2019), bike insurance is the logical extension of our range of products to ideally cover the changing mobility Pedelecs with pedal assistance up to a maximum of 25 km / h – if there is no compulsory insurance or driver’s license – can be taken out online.-

Taking into account – according to the Federal Criminal Police Office – almost 261,000 bicycle thefts in 2020, the tariff offers these services:

  • In the event of theft: reimbursement at replacement value – including partial theft, permanently installed accessories, luggage and damage caused by vandalism;
  • The battery protection also replaces defective batteries at replacement value;
  • Reimbursement of repair costs after a fall or accident – even if these are due to construction, production or material defects;
  • Return transport costs will be reimbursed if the onward journey is not possible, e.g. B. due to theft, damage, accident, battery defect;
  • An emergency hotline accepts damage reports around the clock;
  • Modular product: In the online calculator, service modules can be easily selected and deselected at any time and the premium calculated – from 4.50 euros per month; the contract can be terminated daily;
  • The insurance cover is valid worldwide (limited to six months), regardless of the place of insurance
Environmentally friendly and safe on the go
Contact person on this topic:
Jürgen Haux
Corporate Communications Group Insurance Chamber
Phone +49 89 21 60-30 07
[email protected]

BavariaDirekt
BavariaDirekt is the digital property and casualty insurer in the Versicherungskammer group. With its innovative coverage concepts for private customers, it offers comprehensive insurance protection in the areas of motor, cyber, liability, household contents, legal protection, supplementary health and benefit insurance. The InsurTech from the very beginning relies on innovative and sustainable insurance solutions and integrates new risks, for example from changed mobility behavior, as well as current customer needs, such as smart homes.

Group Insurance Chamber
The Versicherungskammer group is the largest public insurer in Germany and the seventh largest primary insurer in Germany. In the 2020 financial year, it generated premium income of 9.36 billion euros. With its regionally active companies, the company is active in Bavaria, the Palatinate, Saarland, Berlin and Brandenburg. The health insurer of the S-Finanzgruppe operates nationwide together with the other public insurers. The social commitment of the Versicherungskammer Group is of great importance. The sustainability-oriented strategy of promoting voluntary institutions and initiatives that are particularly active in the field of prevention and security has been strengthened for several years by the two foundations, the Insurance Chamber Foundation and the Insurance Chamber Cultural Foundation. In addition, the Insurance Chamber Group has been awarded the “Work and Family” certificate as a family-friendly company for the third time. It has around 6,900 employees, 270 of whom are trainees.


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