Madrid, Mar 9 (EFE).- Since last January, more than 9,000 people have requested to adhere to the Code of Good Practices to alleviate the mortgage burden for vulnerable families, which multiplies by 15 the monthly measures with the previous Code, according to what was said today. the First Vice President of the Government and Minister of Economy, Nadia Calviño.
Calviño met this Thursday with the bank employers’ associations, with user associations and with Carlos San Juan, promoter of the “I’m older, not an idiot” campaign, to analyze the application of this Code of Good Practices to alleviate the mortgage burden of vulnerable families one year after signing.
In addition to the Mortgage Code, those relating to the financial inclusion of the elderly and residents of rural areas have also been analyzed at the meeting, and financial institutions have committed to maintaining physical savings cards for those over 65 years of age.
The minister has indicated that the bulk of the credit reviews will take place in 2023, with which she has considered it a success to have the renewed Code already available because it will help to avoid growth in arrears.
It has also considered that the lower numbers of requests on the forecasts respond to the fact that when the Mortgage Code was signed there was great uncertainty about the evolution of the economy but now the figures for job creation and growth “are going very well”, which ” provides a stronger foundation for families.”
In addition, he has defended that the increase in the Minimum Interprofessional Wage (SMI) and pensions help strengthen family finances, as well as the 200-euro check launched by the Treasury.
However, given that the rise in interest rates affects more middle-class and vulnerable families “we have to continuously monitor and anticipate what may arise” to deal with the consequences of the war, the rising prices and rising interest rates. EFE
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