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Measure yourself first, this is a decent salary for Hyundai Stargazer credit

Jakarta

Since it was first launched last August, Hyundai Stargazer immediately received a good response from consumers in Indonesia. The family vehicle is sold starting at IDR 243 million, on the road Jakarta. Then, archive creditwhat is the consumer salary or minimum wage?

According to a Hyundai vendor in West Bekasi, the Hyundai Stargazer Active MT is the cheapest variant with a price tag of IDR 243.3 million. Meanwhile, the lowest installment is IDR 2.8 million per month with 83x maturity and IDR 96.8 million TDP.

“We have a choice of credit up to 83 months. So for all variants, the monthly installments are at least IDR 2-3 million,” the seller told detikOto on Monday (12/12/2022).

Hyundai Stargazer Photo: Dony Indra Ramadhan/detikJabar

In fact, the Hyundai Stargazer Prime IVT which is the most expensive variant can be credited starting at IDR 3.6 million with a TDP of IDR 120.06 million and a shelf life of 83 months.

“This credit scheme runs until the end of this year,” he said.

Additionally, he added, to apply for the credit, consumers must meet monthly minimum wage requirements. He explained, the amount of installments should not exceed 1/3 of the monthly income. However, one must understand, these installments are total, not just the vehicle.

“You can combine (salaries) of your wife and husband if you are married,” he said.

The Hyundai Stragaze was finally officially launched at GIIAS 2022The Hyundai Stragaze was finally officially launched at GIIAS 2022 Photo: Rangga Rahadiansyah/detikOto

So, for example, if a consumer has no other installments and wants a Hyundai Stargazer loan in installments of IDR 2.82 million per month, the minimum wage must reach IDR 8.5 million (instalments multiplied by three). This applies to larger multiples.

The following is the Hyunda Stargazer credit scheme

Stargazer Active MT

  • Term 11 months / TDP IDR 73,595,000 / Rate IDR 15,437,000
  • Term of 35 months / TDP IDR 70,874,000 / Rate IDR 5,600,000
  • Duration of 59 months / TDP IDR 77,860,000 / Installments IDR 3,681,000
  • Duration of 83 months / TDP 96,856,000 / Rate IDR 2,825,000

Stargazer active IVT

  • Term 11 months / TDP IDR 77,349,000 / Rate IDR 16,308,000
  • 35-month term / TDP IDR 74,478,000 / Rate IDR 5,916,000
  • Duration of 59 months / TDP IDR 81,812,000 / Installments IDR 3,889,000
  • Duration of 83 months / TDP 101,781,000 / Rate IDR 2,985,000

Stargazer Trend MT

  • Term 11 months / TDP IDR 79,554,000 / Rate IDR 16,820,000
  • 35 month term / TDP IDR 76,596,000 / Rate IDR 6,102,000
  • Duration of 59 months / TDP IDR 84,132,000 / Installments IDR 4,011,000
  • Duration of 83 months / TDP 104,675,000 / Rate IDR 3,080,000

Stargazer Trend IVT

  • Term 11 months / TDP IDR 83,308,000 / Rate IDR 17,691,000
  • Duration of 35 months / TDP IDR 79,393,000 / Installments IDR 6,418,000
  • Duration of 59 months / TDP IDR 87,277,000 / Installments IDR 4,219,000
  • Duration of 83 months / TDP 108,793,000 / Installments IDR 3,240,000

Stargazer IVT style

  • Term 11 months / TDP IDR 89,386,000 / Rate IDR 19,101,000
  • Term of 35 months / TDP IDR 85,169,000 / Rate IDR 6,929,000
  • Duration of 59 months / TDP IDR 92,806,000 / Installments IDR 4,555,000
  • Duration of 83 months / TDP 115,900,000 / Installments IDR 3,500,000

Stargazer Prime IVT

  • Term 11 months / TDP IDR 92,603,000 / Rate IDR 19,848,000
  • Duration of 35 months / TDP IDR 88,227,000 / Rate IDR 7,200,000
  • Duration of 59 months / TDP IDR 96,131,000 / Installments IDR 4,733,000
  • Duration of 83 months / TDP 120,061,000 / Rate IDR 3,637,000

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