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INFO EUROPE 1 – How the French are adapting to the inflation of complementary health insurance

Elise Denjean
, modified at

6:51 am, October 26, 2021

With the increase in the prices of complementary health insurance, some people are prepared to be less well supported to reduce their costs, as attested by Meilleurtaux.com’s annual study, unveiled exclusively by Europe 1 and Le Parisien on Tuesday. In addition, the gaps are widening between departments.

A sum of 2,883 euros, or 10 euros more than last year. This is the average annual amount that a senior couple in France must pay today for a mutual with reinforced guarantees. Will retirees still be able to treat themselves? The question arises when the prices of complementary health insurance continue to increase. This year again, they are reaching historically high levels, which is highlighted by the Meilleurtaux.com annual study, unveiled exclusively by Europe 1 on Tuesday.

The question of “lowering guarantees”

The conclusions of the study raise real questions about access to healthcare. “It costs more and more so it is an increasingly substantial budget and which, inevitably, comes to nibble on other expenses”, explains Fabien Soccio, insurance expert of the Meilleurtaux.com group.

These amounts never reached before have very concrete consequences, continues the specialist. “Many households may ask themselves the question of continuing to insure or to revise their guarantees downwards. These are behaviors that we are already seeing occurring in just about all populations, but which risk becoming more pronounced. seniors with these historically high prices. “

500 euros between Val-de-Marne and Morbihan

And as prices increase, the gaps widen between departments. We exceed 3,000 euros annually in 16 departments, with a difference of nearly 500 euros between Val-de-Marne, which has exceeded this symbolic bar, and Morbihan. Last week, the Minister of Health, Olivier Véran, once again called on complementary health insurance not to increase their prices, while policyholders can now change mutuals during the year.

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