The storm on Tuesday evening left a lot of damage in the region. As annoying as that is – these steps should be taken into account before repairing the damage.
Anyone who has to deal with damage to their house or apartment after a violent storm can often not think clearly. It is essential to keep a cool head. Because the subsequent steps decide whether the insurance company pays for the repair of the damage.
Homeowners insurance generally pays for damage to the house and permanently installed inventory. Contents insurance applies if furniture or valuables are damaged as a result of a storm. But the police alone is not enough. Siegfried Karle, President of the consumer organization Money and Consumers (GVI), names the five most important rules of conduct in the event of an emergency:
1. Take immediate action to limit the damage. Seal any broken windows to prevent further ingress of rain.
2. Inform your insurer immediately after the damage has occurred.
3. Only arrange for necessary repairs after consultation with the insurer.
4. Before cleaning up, document storm damage with photos, videos, or other evidence. Newspaper reports about storm events can also be helpful.
5. If possible, only remove damaged objects after consulting the insurer.
2023-07-12 09:12:57
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