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Importance of Private Accident Insurance in Germany: Why InterRisk’s Coverage Stands Out

June 17, 2020 Over 65 million motor vehicle liability contracts, around 50 million of which even come with fully or partially comprehensive insurance and an average annual premium of around 680 euros: It’s clear that your own car – the German’s favorite child – is happy and well insured. It’s just a car that can be easily repaired!

An accident can have far-reaching consequences than damage to the car’s bodywork. In the event of permanent physical or mental impairments following an accident, there is a risk of loss of income due to the (partial) loss of work, missing or limited training opportunities for young people, additional and follow-up costs – not to mention the worries of those affected about how they can organize their everyday life as a single person or theirs Be able to fulfill responsibilities as parents towards their children, carers of a parent or owner of a pet.

In fact, around 10 percent of the population in Germany has an accident every year. Of course, many traffic accidents happen, but purely statistically speaking, most accidents occur in your own home and in your free time. And depending on age, the focus lies in different areas: Statistically speaking, people over 65 are more likely to have accidents in their own four walls, whereas younger people are more likely to have accidents in their free time or at work and children often have to struggle with the consequences of infections, poisoning or vaccine damage . These high numbers alone show how important private accident insurance is.

With accident insurance from Interrisk it becomes particularly individual

So that the insurance cover can be individually adapted to the customer’s needs and, if necessary, the required capital payment can be made, the insurance at InterRisk can be provided in all three tariff concepts (L, XL, XXL) from three divided taxes (plus divided tax for medical professions), three progression types and five progression stages can be flexibly combined. And with the new Maxi-Progression you can achieve more performance even faster if the worst comes to the worst.

InterRisk offers a top tariff and also risk-adequate and fair prices. The calculation is based on an extremely diverse and detailed list of professions with over 27,000 professions, which enables a very individual calculation. Due to InterRisk’s extensive experience, especially in the area of ​​accident insurance, the two previous risk groups A and B could be divided into the three risk groups 1, 2 and 3. In most cases, this enables an even more attractive premium.

InterRisk’s accident benefit navigator presents the interaction between basic disability amounts, disability taxes and progression levels in an easy-to-understand manner. You can see directly how the information affects the disability benefit and the price – perfect for your consultations!

Try it out now: Interrisk’s accident performance navigator

Such private insurance coverage should be an integral part of the financial security of every private household. When making your selection, pay particular attention to the fact that, in the event of an emergency, in addition to the cash benefits, important assistance and additional services take away a variety of worries and provide support around the clock with appropriate services. At InterRisk, this has always been included in the XXL tariff free of charge.

Find out free of charge from our insurance expert:

Stefan Aures
Insurance salesman

Phone: 0941 – 64 66 25-0
Mail: [email protected]

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2024-04-06 22:59:39
#insurance #broker #Regensburg #independent #financial #advice #Bavaria #AssekuranzService #GmbH #accident #insurance

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