ING Bank, one of the largest banks on the domestic market, launched about a month and a half ago its new digital cards for customers, revolutionizing the future of digital payments. Now, the bank comes useful information so that users can make the most of the usefulness of their virtual cards.
According to the bank, Romanians are very interested in virtual cards issued by the bank.
“A month and a half after the launch of the virtual cards in the portfolio ING bank In Romania, over 16,000 people issued them in Home’Bank and started using them, a quarter just before they were officially announced.
Considering the constant increase from day to day of the people who adopt this type of payment, ING Bank Romania comes with five tips for how you can best take advantage of virtual cards “, the institution transmitted.
The future belongs to digitalization
First of all, for people who do not know many details about these cards, the following data must be kept in mind:
-Virtual cards are simply a virtual version of physical cards and can be issued even if a physical card has not been issued before.
-InG customers have the virtual option for absolutely all types of card issued by the bank (debit, credit, lei or euro). They bring a very convenient way to make payments at POS and online alike.
-They are a digital payment tool that can be instantly issued in ING Home’Bank and used immediately. It is also a variant for new customers who have the option of a virtual card until the delivery of the physical one, or for customers who urgently need a new type of card.
Going further, people who have such a card should know that a useful way in which virtual cards can be used is for certain recurring online transactions or those related to a holiday for example, for better control over the budget.
Streaming platform enthusiasts can create a separate “pocket”, from which payments can be made automatically, within the available budget. This involves opening a separate current account, also online, in which you transfer a dedicated amount. Issue a virtual card for that account and use the data of that virtual card for all dedicated sites that will automatically withdraw your monthly subscription from there.
“The fact that there is no physical card already brings benefits in cyber-security. because it cannot be lost or stolen. When it comes to preventing online fraud, they can be especially useful if you want to shop on websites for the first time and offer an extra layer of protection.
Or they can be used for websites outside the European Union where two-step authentication through 3DSecure does not apply, ie the authorization of payments through the mobile banking application. On the same principle as before, you can create a separate “pocket” to which to attach this virtual card, which you can use for this type of shopping when you need it “, ING Bank transmits.
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