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How to Get Approved for a Coppel Loan and Avoid Credit Bureau Impact

Mediotiempo Editorial

Mexico City / 12/25/2023 10:16:57

Coppel is one of the department stores that offers different payment methods in addition to giving you the opportunity to obtain credits to buy what you need.

Although in Coppel you might think that it is easier to acquire a loan, there are certain requirements that you must meet to be accepted and the main one is not to be in the “Credit Bureau”.

Which basically means not having a bad credit history, since this drawback represents 53% of the negative responses when applying for it.

Does Coppel send you to the Credit Bureau if you don’t pay?

All people who have requested some type of financing; in banks, department stores or services through a bank account or credit card (direct debit), they are included in the Credit Bureau.

Well, being in the Bureau does not mean that you are on the “black list” but rather that you have started a financial record. What changes or affects is the rating you have, because if you have debts and do not pay them in a timely manner, your credit history will be negative and may affect when you want to request a loan in the future.

That is why Coppel has chosen to give you a bad rating when you do not pay your debts, but when you settle what you owe, he will remove the negative history that you had, so that in this way, it does not affect your history for life and you do not have problems at the time of apply for other loans.

2023-12-25 18:49:18
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