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How to access the Home Ownership credit

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Attention

The loan has a fixed amount and a repayment term from the completion of construction. The requirements.


How to access the Casa Propia credit.


How to access the Casa Propia credit.




The Ministry of Territorial Development and Habitat commanded by Jorge Ferraresi, reported that the Home Own Home Mortgage Credits line continues to be open for construction, with the aim that more Argentine families come to their home.

The credit has a maximum amount of up to 4.3 million pesos, and 4.9 million for the southern region, with a repayment period of up to 30 years that begins to be paid once the construction is completed.

Among the favorable characteristics of this mortgage loan is that it has a zero rate, which provides greater stability and where salary growth accompanies the dream of the Own Home. Registration is done from the official website of the Ministry of Territorial Development and Habitat: www.argentina.gob.ar/habitat

Requirements for the Own Home Construction line

  • Be a natural Argentine or by option, or a foreigner with permanent residence.
  • Count on Valid DNI.
  • Have income from formal jobs, retirements and / or pensions. The sum of the household’s net monthly income must be between $ 27,000 and $ 175,000.
  • Be between 18 and 64 years old at the time of enrollment.
  • Not be owners or co-owners of real estate, except in the cases provided in the Terms and Conditions.
  • Not having an unfavorable financial record in the last 9 months.
  • Not be inhibited.
  • Registrar 12 months of seniority in the work activity, both in the case of employees and independent workers.
  • Those lands that are in closed or private neighborhoods, whoseThe appraisal exceeds $ 3.5 million, or is not owned by the applicants (except direct family members). The land must be deeded before 8/31/2021, unless it comes from a public body.
  • It will only be possible to build the model homes in the program (with the exception of those who build at the back or above their parents’ house).
  • The construction must be destined to single, family and permanent occupancy housing and must not exceed 60 square meters of surface.




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