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In comparison, in February 2022, the rate for a similar loan was… 1.43%. This increase is due in particular to the very high inflation, and to the rise in rates practiced by the European Central Bank (ECB) in an attempt to calm the game on the financial markets.
February 2023 is therefore the first month in almost nine years during which the rate has exceeded the 3% mark. To find a similar situation, we have to go back to August 2023 (3.12%).
Direct consequence: the number of mortgage loans taken out fell in February, reaching its lowest level since 2007. Since the start of 2023, 32,600 loans have been taken out, which is twice less than the average of the five previous years.
