Mexico.- In the midst of the economic and health crisis due to coronavirus In the country, new support emerged for people who have small businesses, without intermediaries or commissions.
This is the direct productive credit, which operates with fixed installments, in collaboration with the Ministry of the Economy and in Mexican pesos.
Loans ranging from 20 to 50 thousand pesos will be granted by the Wellbeing Bank and in order to reactivate the country’s economy strongly fractured by the pandemic of COVID-19.
The procedure, collection and payments will be carried out through the internet, where they will request the electronic signature and a bank account in the name of the applicant.
The most relevant points of this type of credit are:
- The minimum amount is 20 thousand pesos and a maximum of 50 thousand.
- The term to settle it is 18 months, plus three months of grace, that is, it will begin to be paid until the fourth month after it has been delivered.
- It is aimed at micro-entrepreneurs.
- It has a competitive interest rate of 10%, below the marked average of 30%.
- It will be a total of 21 months to pay off the debt, that is, more than a year and a half.
- There will be no middlemen.
How to process it?
The interested party must enter the Banco Bienestar website at: https://creditos.bancodelbienestar.com.mx/home.
Later you will have to select the loan you require and follow some steps.
Enter the documents and data that they request, including RFC.
Requirements
- Being over 18 years.
- Mexican resident.
- With business activity.
- Have interbank CLABE and account in the name of the interested party.
According to Wellbeing Bank, the response time for credit approval is approximately two to 15 days.
This credit initiative aims, in a first stage, to strengthen the operation of 10,000 units of individuals in the Tax Incorporation Regime (RIF).
As well as individuals who are listed in the Business Activity Regime, but have the capacity to extend it, according to demand.
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