To acquire a loan or new financing it is necessary to have good credit health, and one way to find out is to know your situation; however, you must do it through the official sites to avoid falling into any type of scam.
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MEXICO.- If you are looking to acquire a loan of any type or acquire new financing for a business you want to start, you may be looking for ways in which you can consult your Credit Bureau dand free form.
It is necessary that you communicate through the official means of the Credit Bureau and avoid sharing information or money on sites of dubious origin. | Pexels.
The Credit Bureau is a Credit Information Society (SIC), which records the behavior of all users who have a loan in Mexico. It is true, in the collective imagination “being in the bureau” is considered a “black list”, so it is essential to know what the status of your credit is.
Four ways to consult your Credit Bureau.
1.- Through the Internet.
This is one of the best known modalities, since it is through a page “Credit bureau”, where you have the option to download your special credit report for free every 12 months, all you have to do is enter the portal, fill out a form, the active cards and other financing along with the RFC so that a PDF can be sent with your report and you can consult it.
That is to say: you can request your Special Credit Report, also known as RCE, through either of the two Credit Information Societies.
It is necessary to point out that, by law, you have this right free of charge every 12 months regardless of the Credit Information Society you use.
2.- From the application.
In order to facilitate the task of obtaining your credit history, the Credit Bureau launched its mobile application where you can create a profile to download your credit report directly to your cell phone.
The only thing you will need is to register as a user, enter RFC, CURP, active cards and credits. When completing the data, the menu to download your history will be enabled.
3.-Through Condusef.
Few users know it but Condusef has a free service to send you your special credit report for free. All you have to do is contact the hotline 55 53 400 999 for the request.
When you communicate, you will be asked for your RFC, CURP, telephone number and email to send you the report.
4.- Telephone.
The last alternative and that is related to the previous one is to call the Bureau directly at 55 5449 4954, where their customer service will guide you to send you the report when you want to have it.
It is necessary that you communicate through the official means of the Credit Bureau and avoid sharing information or money on sites of dubious origin, like those who promise to eliminate your “negative record” in the Bureau.
Likewise, it is necessary to point out that there are two other ways: by Fax and mail; however, these two modalities are now going down in history.
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