Even so, a large part of the population does not have any financial product to evaluate their credit history.
On the other hand, there are some people who have bad credit history, due to late payments or breach of its obligations. This leads them to have a bad score in risk centers like Infocorp.
Despite this, it is possible in Peru to access loans from S/20 thousand without credit history. As? Thanks to the loans with mortgage guarantee, your credit history or financial situation in the risk centers is not decisive to qualify, because the property or property works as a guarantee or guarantee of your application.
Benefits of loans from S/20 thousand
Disbursements from S/20 thousand to S/600 thousand.
Interest rate from 1.35% monthly with additional expenses included.
Payment terms of up to 48 months with the possibility of renewal.
Possibility of choosing three payment schemes.
How to access the loan from S/20 thousand
To apply for a mortgage loan, it is necessary to have a property or property that is registered in the National Superintendency of Public Records (Sunarp), located in the metropolitan region of Lima, Callao, Metropolitan Arequipa or Metropolitan Trujillo and free of fines, liens or affectations in the municipality or public records.
The documents to present are the following:
- updated verbatim copy
- Summary sheet and urban property
- Copy of the ID of the property owners
- Copy of receipt for electricity or water service
- Copy of the applicant’s ID
- Income support for the last three months
This type of loans from S/20 thousand without credit history They are granted by Prestamype, a fintech in Peru registered with the Superintendency of Banking and Insurance. After presenting all the documentation, in 15 business days the contract is signed at the notary and the money is delivered. In addition, it has personalized advice throughout the loan process.
2023-08-02 14:05:15
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