Those who record their income and expenses can plan their future better. It is particularly important to be honest with yourself.
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In order to avoid excessive expenses, it is advisable to draw up a budget.
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The beginning of the year is a good time to put long-planned intentions into action. So January is the ideal time to finally create a budget that makes it easier to keep track of income and expenses. If you start drawing up a budget now, you get an overview of a whole calendar year.
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