There are numerous financial entities that can grant loans from 20 thousand or less, online and in a short time. The first thing you should do is go to a loan comparison or to the websites of each financial institution.
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At present, the request for credits via the Internet has increased due to the benefits that they have been offering, in addition, the use of financial tools that strengthen automated and virtual technology has grown.
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For this reason, and seeing that there is a great opportunity in the digital financial market, we will tell you about some entities such as banks, credit unions, fintech, among others that could be of interest to you.
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It finances you from S/ 500 to S/ 210,000, at a rate of 53% TCEA (average). With a term between 6 to 60 months and confirmation of approval in 24 hours. The terms to be admitted are: to be of legal age, resident in Peru and receive a permanent income according to the amount requested.
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Fintech of personal loans
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Its financing ranges from S/ 1,000 to S/ 15,000, rate of 69% TCEA (average), term between 12 and 48 months, with the obligation to comply: be Peruvian or resident with DNI, with an age between 18 and 70 years. Monthly income greater than S/1,500. With experience and credit history of no less than 6 months and qualified as a good payer.
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It offers you online loans from S / 1,000 to S / 30,000. The terms for acceptance are: be a resident in Peru, have demonstrable income, not be reported in Infocorp, have a bank account and be of legal age.
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Home Equity Loan Fintech
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It grants you loans from S/ 20,000 to S/ 1,000,000 soles Rates from 1.25% monthly, up to 48 months to pay the loan with the possibility of renewing the terms. Grace periods and different types of amortization. The disbursement is within 10 days and it is not necessary to have formal income support or be reported in Infocorp. Unlike other financial entities, home equity loans are your best option for high-amount loans with a low interest rate.
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One of the companies that offers this type of loan is called Prestamype. Fintech registered in the Superintendence of Banking and Insurance with more than 5 years in the market. Throughout all this time, it has financed more than 1,000 clients for more than 120 million soles.
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Prestamype offers home equity loans from 20 thousand at an annual interest rate from 21%. This includes notarial, appraisal, registry and survey expenses. It also allows its clients to repay the debt without penalties.
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The main requirement is that the guarantee; Whether it is a house, land, commercial premises or office, it is located in Metropolitan Lima or Callao and duly registered with Sunarp.
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