Ask Infonavit to change the credit into pesos, to avoid an increase in the balance and in the monthly accommodation payment.
From 9 to 31 December, through the Universal Shared Responsibility Desk, Infonavit beneficiaries can convert their credit to avoid increasing the total and monthly housing payment before the minimum wage increase.
The citizen who has contracted a credit Infonavit in minimum wage, it is important that you change it to pesos through the window.
Honorio Cortazar, delegate of the Institute of the National Fund for Workers’ Housing, commented that if the citizen has elaborated his credit Before 2016, it will most likely be denominated in minimum wage, for which the conversion into pesos can be done through the universal shared responsibility window, to prevent the monthly payment and balance from increasing next year.
He specifies that at the time of the change, there will be certainty of how much the loan will be disbursed; payments are fixed for the remaining life of the credit, even without annual increases in the monthly payment or in the balance, and the interest rate is fixed and differentiated, according to your income; it can vary from one to 10.45%.
Citizens must access My Infonavit Account (https://micuenta.infonavit.org.mx/) and click in the center of the My Infonavit section. Creditclick on Shared Responsibility and enter the state and zip code of the house to find out the current status of the loan and what the new financial conditions would be.
It is important to review the monthly payment or balance discount options offered by the program.
In January, the minimum wage will increase, so who has his own credit to the minimum wage, the total balance and the monthly payment will also increase.
