Real Estate Market Study: Renting Apartments in French Cities – Lyon Ranks Among Top Cities for Fast Rentals

Real Estate Market Study: Renting Apartments in French Cities – Lyon Ranks Among Top Cities for Fast Rentals

A study on the real estate market, carried out by the online rental management agency Flatlooker, highlights the average time needed to rent an apartment in six major French cities: Bordeaux, Lille, Lyon, Marseille, Paris and Toulouse. If Paris is the fastest for renting 1-room apartments, Lyon is doing well and is on the podium … Read more

Real estate. Credit: usury rate of more than 6%, unheard of since 2010

Real estate.  Credit: usury rate of more than 6%, unheard of since 2010

This is a priori their last monthly review. Wear ratesrates* beyond which banks cannot lend money, have been the subject since 1is February of an update every month, whereas previously it took place every quarter. This measure is due to end this month. It made it possible to unblock certain loan files when credit rates … Read more

Understanding the Three Types of Bridging Loans: Dry, Associated, and Integrated

Understanding the Three Types of Bridging Loans: Dry, Associated, and Integrated

In principle, the bridging loan is a short-term bank loan allowing you to create a financial link between a property that you sell and a new property that you buy. As soon as the first property is sold, it is possible to repay all or part of your bridging loan and/or take out a real … Read more

Increase in Credit Rates and the Stabilization of Borrowing Rates

Increase in Credit Rates and the Stabilization of Borrowing Rates

After interrupted increases since the summer of 2022, the European Central Bank (ECB) declared at the end of October that it would not change its key rates and in particular its main bank refinancing rate, stabilized at 4.50%. This is not a surprise, since this break had been announced. It will allow borrowers to regain … Read more