The retirees were supposed to be that groupwhich will benefit the most from the changes in the Polish Lada. Simply put: taxes imposed on people with higher earnings were to indirectly compensate for the increase in tax-free amount up to 30 thousand zlotys. “From next year, PIT will not pay 2/3 of retirees and disability pensioners. This group includes retirees who receive a monthly benefit not exceeding PLN 2,500 (PLN 30,000 per year)” – he argues Ministry of Finance in the message. It turns out, however, that officials omitted one very important detail that they drew attention to SISTER by publishing the rules payment of benefits.
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ZUS: Seniors with the lowest pensions will not benefit from tax changes in 2022.
A very large group of seniors, especially those with the lowest pensions, under the reform of at all will not use. “Due to the above-mentioned changes in regulations, benefits for January 2022 to approximately PLN 483 – will be paid in the same amount as those paid for December 2021” – informs SISTER on their website. Why? Because people with the lowest benefits no longer pay PIT tax on them, only health insurance, and this does not change. According to ZUS statistics, about 30,000 pensioners receive benefits up to PLN 500. It is about people who have not earned a qualifying period entitling them to a minimum retirement pension.
– Government leaflets say that pensions up to PLN 2,500 will be tax-free. However, the leaflet is only a creative interpretation of the rules. In practice, retirees will not pay the tax, but will have to pay the health insurance premium – so the gross amount will not be the net amount. However, people receiving the benefit below PLN 484 are in a special situation. This group of beneficiaries will not feel any changes in the Polish Lada from January – the regulations do not provide for a change in the amount of these people’s benefits. As before, they will pay public tributes – without any additional exemption – emphasizes Dr. Antoni Kolek, expert of the Pension Institute cited by Fakt.pl.
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Pensions in 2022 and the Polish Order. Who will gain the most?
On increasing the tax-free amount to 30 thousand. PLN and the second tax threshold up to 120 thousand. The overwhelming majority of pensioners will benefit from the increase in the health contribution, which in the case of pensions will amount to 9 percent. In the Polish Lada, pensioners receiving benefits in the amount of less than 5,000 will benefit. PLN gross. According to ZUS data, it is about 94 percent. all retirees. The solutions proposed by the government will be the most favorable for people receiving pensions in the amount of PLN 2,500-2750 gross – retirees will gain from PLN 1,941 to even PLN 2,219 per year – according to the calculations of the Pension Institute.
Pensions 2022. Who will lose on the introduced changes?
However, the Polish Deal will no longer be beneficial in the case of pensions above 5,000. PLN gross. The higher the benefit, the more pensioners will lose. Already with pensions at the level of 6 thousand. PLN, seniors will receive 1036 PLN less per year, and people receiving 7 thousand. PLN will feel an even greater difference – PLN 1966 per year.
ZUS provided the amount of the benefit for January 2022:
- approximately PLN 483 – will be paid in the same amount as for December 2021 with a limited health insurance contribution to the advance payment valid until December 31, 2021,
- from approximately PLN 484 to PLN 2,500 – will be paid in a higher amount than that paid in 2021 with an advance payment to the tax office PLN 0,
- approximately over PLN 2,500 to PLN 4,920 – will be paid in an amount higher than for December 2021 with an advance payment to the tax office so lower in 2022 compared to 2021 that it will cover the increase in the deducted health contribution from the benefit ( 9%),
- approximately above PLN 4,920 – will be paid in an amount lower than that paid in 2021 with an advance payment to the tax office lower in 2022 than in 2021, which, however, will not compensate for the increase in the deducted health insurance contribution from the benefit (9% ).
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