Fixed rate mortgage: what changes
Those who wanted a fixed 30-year mortgage for € 140,000 at the end of last year paid an average of € 467 per month; if he starts his research today, he has to budget 105 more and it is possible, if not probable, that at the time of finalizing the contract the bill will be even more expensive. The most important aspect for those looking for a home and for the residential market is precisely this: in recent years, sales have been driven by the possibility of obtain fixed-rate loans at exceptionally favorable conditionsso much so that nine out of ten mortgage loans were disbursed with fixed installments. Now, however, the Eurirs, the parameter that serves as the basis for defining the rate of this type of mortgage, continues to rise day after day and in a scenario of rising cost of money in the long term, it does not necessarily mean that its run will take place. will stop soon.
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