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MONETA increases interest on deposit accounts up to 5.3% per year, gives CZK 1,500 for opening a current account

Author: Jan Vaca

MONETA Money Bank has increased the bonus for opening a Tom Plus current account to the amount from July 28, 2022 1500 CZK. The bank started paying the bonus in July in the original amount of CZK 1,000, this bonus also applies to entrepreneurs and start-ups. Terms and conditions of the event can be found on the bank’s website.

From August 1, 2022, MONETA will also increase the interest rate on savings and term deposits.

For those newly hired term deposits there is a new interest rate for a period of 6 or 12 months 5,3 % pa If you arrange a time deposit for only 3 months, its interest rate will be new 4,8 %. The minimum deposit is CZK 40,000.

New interest rate on MONETA Money Bank time deposits from 1.8. 2022
Period New rate pa
3 months 4,8 %
6 months 5,3 %
12 months 5,3 %

Savings accounts Savings D and Savings D the bank now pays interest at a rate of up to 5,1 % per year up to the volume 500 thousand CZK. This interest rate is also available to clients who signed up for a savings account from June 23, 2022. The interest rate consists of:

  • basic interest 3,5 % annually and
  • of an additional bonus that the bank increases to 1,6 % p.a.

You get the bonus for actively using the Tom Plus current account, which means having at least an income 20,000 CZK monthly and pay by card at least 5 times a month.

Deposits over 500 thousand CZK are interest only 0,5 % Bye. In case of active use of the current account, you will also receive a bonus in the amount of 1,6 % p.a.the resulting interest will therefore be in the amount of 2,1 % annually.

Annual interest on the savings account from 1.8. 2022
Up to 500,000 CZK Over 500,000 CZK
Basic interest rate 3,5 % 0,5 %
Bonus interest 5,1 % 2,1 %



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